Adv. Rashmi Acharya, Author at Lead India

Key Clauses Every Partnership Deed Must Have: Supreme Court’s Legal Insights

General Legal issues / By Adv. Rashmi Acharya

A partnership is one of the most primitive types of organization. It is created by law, mostly governed by the Indian Partnership Act, 1932. In a partnership, there are 2 or more individuals that agree to share the profits (and losses!) and agree on responsibilities in that Partnership. Partnerships can be made verbally; however, I …

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How To Resolve Lease Agreement Disputes In India: Supreme Court Judgments You Should Know

General Legal issues / By Adv. Rashmi Acharya

A lease is a document that constitutes the basis for landlords and tenants respectively in reference to their rights and obligations under such an agreement. Lease agreements include provisions under which common disputes in India arise, such as refusal to pay rent, refusal to vacate, unauthorised sub-letting, damage to property, and breach of contract. Most …

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Digital Payment Disputes: Legal Steps And Supreme Court Directions For Consumer Protection

General Legal issues / By Adv. Rashmi Acharya

Digital payments in India are now a part of daily life thanks to UPI, mobile wallets and online banking. Digital payment methods are a great convenience that allows for fast and flexible payments. However, they also feature risks, like failed transactions, fraud and unauthorized deductions. If your money is lost or stuck in a digital …

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Bank Fraud Reporting In India: Supreme Court’s View And Procedure To File Police Complaints

General Legal issues / By Adv. Rashmi Acharya

Bank frauds are at an unprecedented high in India and are scamming people while breaking the trust with our financial institutions. Whether it’s a phishing link, a forged cheque, or some fake loan sanctioned in your name, the effects can range from disruptive to devastating. This guide will assist you in framing your response to …

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When Recovery Agents Harass You: Supreme Court’s Stand And Legal Actions You Can Take?

General Legal issues / By Adv. Rashmi Acharya

Debt recovery is a legal right of banks and NBFCs, but it must follow lawful procedures. In India, many borrowers’ face harassment, abuse, and even threats from third-party recovery agents. If you’re being disturbed or intimidated by such agents, you have powerful legal remedies to protect yourself. In this article, we explain who recovery agents …

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How To Protect Yourself From Emi Frauds: Supreme Court-Backed Consumer Protection Remedies

General Legal issues / By Adv. Rashmi Acharya

In recent years, the surge in consumer lending and digital banking in India has provided immense convenience. However, it has also opened the doors to various financial frauds, one of the most alarming being EMI (Equated Monthly Instalment) frauds. These scams can leave unsuspecting borrowers financially crippled and legally entangled. This article delves into the …

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Insurance Claim Rejected: Supreme Court Judgments And Legal Steps To Get Justice

General Legal issues / By Adv. Rashmi Acharya

Insurance provides you with the peace of mind. We have all experienced a health emergency, damage to our property, a car accident or a life insurance claim. We file claims in order to recuperate when we find ourselves in an unfortunate situation. But what do you do if your claim is unexpectedly declined? There are …

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Loan Default In India: Supreme Court’s Guidance And Your Legal Remedies Explained

General Legal issues / By Adv. Rashmi Acharya

In India, taking loans has become much easier thanks to digital lending platforms, NBFCs, and banks offering quick credit. But with ease of access comes the risk of default. Many borrowers, due to job loss, business failure, illness, or other hardships, are unable to repay EMIs. Such borrowers are termed loan defaulters. While defaulting can …

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Difference Between Product Warranty And Guarantee: Supreme Court’s Interpretation of Consumer Rights

General Legal issues / By Adv. Rashmi Acharya

In India, with an increasing consumer market, the layman misconstrues the words warranty and guarantee; but when defined for legal considerations, the meanings stand distinctively different from one another. Consider for example, purchasing a smartphone, a fridge, or perhaps a car; you have been amid situations involving both. But what really sets them apart? This …

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How To File A Case In The Consumer Court In India: Supreme Court Guidelines On Consumer Protection

General Legal issues / By Adv. Rashmi Acharya

With online shopping, computers providing services, and a modern marketing environment generating bad money, many Indian consumers found themselves paying for counterfeit products, excessive charges, or misrepresentation. If you are put through an unfair ordeal, what are your options? There is a legal remedy for unfairness under the Consumer Protection Act, 2019. This guide gives …

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