{"id":6306,"date":"2025-11-22T11:44:55","date_gmt":"2025-11-22T06:14:55","guid":{"rendered":"https:\/\/www.leadindia.law\/blog\/?p=6306"},"modified":"2025-11-22T11:44:57","modified_gmt":"2025-11-22T06:14:57","slug":"epf-withdrawal-rules-2025-know-the-new-supreme-court-guidelines-and-your-legal-rights","status":"publish","type":"post","link":"https:\/\/www.leadindia.law\/blog\/epf-withdrawal-rules-2025-know-the-new-supreme-court-guidelines-and-your-legal-rights\/","title":{"rendered":"EPF \u0935\u093f\u0926\u0921\u094d\u0930\u0949\u0932 \u0930\u0942\u0932\u094d\u0938 2025 &#8211; \u091c\u093e\u0928\u093f\u090f \u0938\u0941\u092a\u094d\u0930\u0940\u092e \u0915\u094b\u0930\u094d\u091f \u0915\u0947 \u0928\u090f \u0926\u093f\u0936\u093e-\u0928\u093f\u0930\u094d\u0926\u0947\u0936 \u0914\u0930 \u0906\u092a\u0915\u0947 \u0915\u093e\u0928\u0942\u0928\u0940 \u0905\u0927\u093f\u0915\u093e\u0930"},"content":{"rendered":"\n<p>\u0939\u0930 \u092e\u0939\u0940\u0928\u0947 \u0906\u092a\u0915\u0940 \u0938\u0948\u0932\u0930\u0940 \u0915\u093e \u0925\u094b\u0921\u093c\u093e-\u0938\u093e \u0939\u093f\u0938\u094d\u0938\u093e \u0915\u093e\u091f\u0915\u0930 \u0906\u092a\u0915\u0947 <strong>EPF (\u090f\u092e\u094d\u092a\u094d\u0932\u093e\u0907\u091c \u092a\u094d\u0930\u094b\u0935\u093f\u0921\u0947\u0902\u091f \u092b\u0923\u094d\u0921)<\/strong> \u0916\u093e\u0924\u0947 \u092e\u0947\u0902 \u091c\u092e\u093e \u0915\u093f\u092f\u093e \u091c\u093e\u0924\u093e \u0939\u0948\u0964 \u0907\u0938\u0915\u093e \u092e\u0915\u0938\u0926 \u0939\u0948, \u0906\u092a\u0915\u0947 \u092d\u0935\u093f\u0937\u094d\u092f \u0915\u0947 \u0932\u093f\u090f \u090f\u0915 \u0938\u0941\u0930\u0915\u094d\u0937\u093f\u0924 \u0930\u093f\u091f\u093e\u092f\u0930\u092e\u0947\u0902\u091f \u092b\u0902\u0921 \u092c\u0928\u093e\u0928\u093e\u0964 \u0932\u0947\u0915\u093f\u0928 \u0915\u0908 \u092c\u093e\u0930 \u091c\u093f\u0902\u0926\u0917\u0940 \u092e\u0947\u0902 \u0910\u0938\u0940 \u091c\u093c\u0930\u0942\u0930\u0924\u0947\u0902 \u0906 \u091c\u093e\u0924\u0940 \u0939\u0948\u0902 \u091c\u092c \u0906\u092a\u0915\u094b PF \u0915\u0947 \u092a\u0948\u0938\u0947 \u092a\u0939\u0932\u0947 \u0928\u093f\u0915\u093e\u0932\u0928\u0947 \u092a\u0921\u093c\u0924\u0947 \u0939\u0948\u0902 \u091c\u0948\u0938\u0947 \u0907\u0932\u093e\u091c, \u0918\u0930 \u0916\u0930\u0940\u0926\u0928\u093e, \u092c\u0947\u0930\u094b\u091c\u093c\u0917\u093e\u0930\u0940, \u0936\u093e\u0926\u0940, \u092a\u0922\u093c\u093e\u0908 \u092f\u093e \u0930\u093f\u091f\u093e\u092f\u0930\u092e\u0947\u0902\u091f\u0964<\/p>\n\n\n\n<p>EPF \u0915\u0947 \u092a\u0948\u0938\u0947 \u0928\u093f\u0915\u093e\u0932\u0928\u0947 \u0915\u0947 \u0928\u093f\u092f\u092e \u0938\u0916\u094d\u0924 \u0939\u094b\u0924\u0947 \u0939\u0948\u0902 \u0915\u094d\u092f\u094b\u0902\u0915\u093f \u092f\u0939 \u092a\u0948\u0938\u093e \u0932\u0902\u092c\u0947 \u0938\u092e\u092f \u0924\u0915 \u092c\u091a\u0924 \u0915\u0947 \u0932\u093f\u090f \u0930\u0916\u093e \u091c\u093e\u0924\u093e \u0939\u0948\u0964 \u092b\u093f\u0930 \u092d\u0940, \u0915\u093e\u0928\u0942\u0928 \u0906\u092a\u0915\u094b \u0915\u0908 \u0938\u094d\u0925\u093f\u0924\u093f\u092f\u094b\u0902 \u092e\u0947\u0902 PF \u0915\u093e \u092a\u0948\u0938\u093e \u0906\u0902\u0936\u093f\u0915 \u092f\u093e \u092a\u0942\u0930\u093e \u0928\u093f\u0915\u093e\u0932\u0928\u0947 \u0915\u0940 \u0905\u0928\u0941\u092e\u0924\u093f \u0926\u0947\u0924\u093e \u0939\u0948\u0964<\/p>\n\n\n\n<p>\u092a\u093f\u091b\u0932\u0947 \u0915\u0941\u091b \u0938\u093e\u0932\u094b\u0902 \u092e\u0947\u0902 \u0938\u0941\u092a\u094d\u0930\u0940\u092e \u0915\u094b\u0930\u094d\u091f \u0914\u0930 EPFO \u0928\u0947 \u0915\u0908 \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u0928\u093f\u092f\u092e \u092c\u0928\u093e\u090f \u0939\u0948\u0902 \u0924\u093e\u0915\u093f \u0927\u094b\u0916\u093e\u0927\u0921\u093c\u0940 \u0930\u094b\u0915\u0940 \u091c\u093e \u0938\u0915\u0947, \u0915\u0902\u092a\u0928\u093f\u092f\u094b\u0902 \u0915\u0940 \u092c\u0947\u0935\u091c\u0939 \u0926\u0916\u0932 \u0916\u0924\u094d\u092e \u0939\u094b, \u0914\u0930 \u0915\u094d\u0932\u0947\u092e \u091c\u0932\u094d\u0926\u0940 \u0928\u093f\u092a\u091f\u093e\u090f \u091c\u093e\u090f\u0901\u0964 2025 \u0915\u0947 \u0928\u093f\u092f\u092e\u094b\u0902 \u092e\u0947\u0902 \u0906\u0927\u093e\u0930 \u0932\u093f\u0902\u0915\u093f\u0902\u0917, UAN, KYC, \u0928\u093f\u092f\u094b\u0915\u094d\u0924\u093e \u0926\u094d\u0935\u093e\u0930\u093e \u0926\u0947\u0930\u0940, \u0914\u0930 \u092a\u0947\u0902\u0936\u0928 \u0938\u0947 \u091c\u0941\u0921\u093c\u0947 \u092e\u093e\u092e\u0932\u094b\u0902 \u092e\u0947\u0902 \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u093f\u092f\u094b\u0902 \u0915\u094b \u0914\u0930 \u091c\u093c\u094d\u092f\u093e\u0926\u093e \u0905\u0927\u093f\u0915\u093e\u0930 \u0926\u093f\u090f \u0917\u090f \u0939\u0948\u0902\u0964<\/p>\n\n\n\n<p>\u0907\u0938 \u092c\u094d\u0932\u0949\u0917 \u092e\u0947\u0902 \u0906\u092a \u0938\u092d\u0940 \u0928\u093f\u092f\u092e \u092a\u0922\u093c\u0947\u0902\u0917\u0947, \u0924\u093e\u0915\u093f \u0906\u092a\u0915\u094b \u0938\u093e\u092b-\u0938\u093e\u092b \u0938\u092e\u091d \u0906\u090f \u0915\u093f PF \u0938\u0947 \u0915\u094d\u092f\u093e \u0915\u093f\u092f\u093e \u091c\u093e \u0938\u0915\u0924\u093e \u0939\u0948 \u0914\u0930 \u0915\u094d\u092f\u093e \u0928\u0939\u0940\u0902\u0964<\/p>\n\n\n\n<div class=\"wp-block-media-text alignfull has-media-on-the-right is-stacked-on-mobile has-background\" style=\"background-color:#cbcbcb;grid-template-columns:auto 45%\"><div class=\"wp-block-media-text__content\">\n<h3 class=\"wp-block-heading has-text-align-center has-text-color has-medium-font-size\" style=\"color:#000000\"><strong>\u0915\u094d\u092f\u093e \u0906\u092a \u0915\u094b \u0915\u093e\u0928\u0942\u0928\u0940 \u0938\u0932\u093e\u0939 \u0915\u0940 \u091c\u0930\u0942\u0930\u0924 \u0939\u0948 ?<\/strong><\/h3>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-16018d1d wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.leadindia.law\/talk-to-lawyer\" target=\"_blank\" rel=\"noreferrer noopener\">Talk to Lawyer<\/a><\/div>\n<\/div>\n<\/div><figure class=\"wp-block-media-text__media\"><a href=\"https:\/\/www.leadindia.law\/talk-to-lawyer\"><img decoding=\"async\" width=\"400\" height=\"200\" data-src=\"https:\/\/www.leadindia.law\/blog\/wp-content\/uploads\/2022\/09\/talk-to-lawyer-black-logo.png\" alt=\"\" class=\"wp-image-1817 size-full lazyload\" data-srcset=\"https:\/\/www.leadindia.law\/blog\/wp-content\/uploads\/2022\/09\/talk-to-lawyer-black-logo.png 400w, https:\/\/www.leadindia.law\/blog\/wp-content\/uploads\/2022\/09\/talk-to-lawyer-black-logo-300x150.png 300w\" data-sizes=\"(max-width: 400px) 100vw, 400px\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 400px; --smush-placeholder-aspect-ratio: 400\/200;\" \/><\/a><\/figure><\/div>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\">EPF \u0915\u094d\u092f\u093e \u0939\u0948 \u0914\u0930 \u092f\u0939 \u0915\u0948\u0938\u0947 \u0915\u093e\u092e \u0915\u0930\u0924\u093e \u0939\u0948?<\/h3>\n\n\n\n<p>EPF \u090f\u0915 \u0930\u093f\u091f\u093e\u092f\u0930\u092e\u0947\u0902\u091f \u092c\u091a\u0924 \u092f\u094b\u091c\u0928\u093e \u0939\u0948\u0964 \u092f\u0939 \u092f\u094b\u091c\u0928\u093e <strong>\u090f\u092e\u094d\u092a\u094d\u0932\u093e\u0907\u091c \u092a\u094d\u0930\u094b\u0935\u093f\u0921\u0947\u0902\u091f \u092b\u0902\u0921\u094d\u0938 \u090f\u0915\u094d\u091f, 1952<\/strong> \u0915\u0947 \u0924\u0939\u0924 \u091a\u0932\u0924\u0940 \u0939\u0948\u0964 \u0939\u0930 \u092e\u0939\u0940\u0928\u0947 \u0906\u092a\u0915\u0940 \u0914\u0930 \u0915\u0902\u092a\u0928\u0940 \u0915\u0940 \u0913\u0930 \u0938\u0947 PF \u092e\u0947\u0902 \u092a\u0948\u0938\u0947 \u091c\u092e\u093e \u0939\u094b\u0924\u0947 \u0939\u0948\u0902:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u0915\u0930\u094d\u092e\u091a\u093e\u0930\u0940<\/strong>: \u092c\u0947\u0938\u093f\u0915 \u0938\u0948\u0932\u0930\u0940 + DA \u0915\u093e <strong>12%<\/strong> \u091c\u092e\u093e \u0915\u0930\u0924\u0947 \u0939\u0948\u0902<\/li>\n\n\n\n<li><strong>\u0928\u093f\u092f\u094b\u0915\u094d\u0924\u093e (\u0915\u0902\u092a\u0928\u0940)<\/strong>: \u0906\u092a\u0915\u0940 \u0938\u0948\u0932\u0930\u0940 \u0915\u093e <strong>12%<\/strong> \u091c\u092e\u093e \u0915\u0930\u0924\u0940 \u0939\u0948<\/li>\n<\/ul>\n\n\n\n<p><strong>\u0907\u0938 12% \u092e\u0947\u0902 \u0938\u0947:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>3.67%<\/strong> \u0906\u092a\u0915\u0947 EPF \u0916\u093e\u0924\u0947 \u092e\u0947\u0902 \u091c\u093e\u0924\u093e \u0939\u0948<\/li>\n\n\n\n<li><strong>8.33%<\/strong> \u0906\u092a\u0915\u0947 \u092a\u0947\u0902\u0936\u0928 \u0916\u093e\u0924\u0947 \u092e\u0947\u0902 \u091c\u093e\u0924\u093e \u0939\u0948<\/li>\n<\/ul>\n\n\n\n<p>\u0907\u0928 \u092a\u0948\u0938\u094b\u0902 \u0915\u094b <strong>EPFO (\u090f\u092e\u094d\u092a\u0932\u0940\u091f\u0947\u0938 \u092a\u094d\u0930\u094b\u0935\u093f\u0921\u0947\u0902\u091f \u092b\u0923\u094d\u0921 \u0906\u0930\u094d\u0917\u0947\u0928\u093e\u0908\u091c\u0947\u0936\u0928)<\/strong> \u092e\u0948\u0928\u0947\u091c \u0915\u0930\u0924\u093e \u0939\u0948\u0964 \u0938\u092e\u092f \u0915\u0947 \u0938\u093e\u0925 \u0906\u092a\u0915\u093e \u092a\u0948\u0938\u093e \u092c\u094d\u092f\u093e\u091c \u0938\u0939\u093f\u0924 \u092c\u0922\u093c\u0924\u093e \u0930\u0939\u0924\u093e \u0939\u0948, \u0914\u0930 \u091c\u093c\u0930\u0942\u0930\u0924 \u092a\u0921\u093c\u0928\u0947 \u092a\u0930 \u0906\u092a \u0907\u0938\u0947 \u0916\u093e\u0938 \u092a\u0930\u093f\u0938\u094d\u0925\u093f\u0924\u093f\u092f\u094b\u0902 \u092e\u0947\u0902 \u0928\u093f\u0915\u093e\u0932 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">EPF \u0935\u093f\u0926\u0921\u094d\u0930\u0949\u0932 \u0915\u0947 \u092a\u094d\u0930\u0915\u093e\u0930<\/h3>\n\n\n\n<h4 class=\"wp-block-heading\">\u092a\u093e\u0930\u094d\u0936\u093f\u092f\u0932 \u0935\u093f\u0926\u0921\u094d\u0930\u0949\u0932<\/h4>\n\n\n\n<p>\u0907\u0938\u092e\u0947\u0902 \u0906\u092a \u0905\u092a\u0928\u093e PF \u0915\u093e \u0938\u093f\u0930\u094d\u092b \u0915\u0941\u091b \u0939\u093f\u0938\u094d\u0938\u093e \u0928\u093f\u0915\u093e\u0932 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964 \u092f\u0939 \u0915\u0947\u0935\u0932 \u0916\u093e\u0938 \u0915\u093e\u0930\u0923\u094b\u0902 \u092a\u0930 \u092e\u093f\u0932\u0924\u093e \u0939\u0948, \u091c\u0948\u0938\u0947:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u092e\u0947\u0921\u093f\u0915\u0932 \u0907\u092e\u0930\u091c\u0947\u0902\u0938\u0940<\/li>\n\n\n\n<li>\u0936\u093e\u0926\u0940<\/li>\n\n\n\n<li>\u092c\u091a\u094d\u091a\u094b\u0902 \u0915\u0940 \u092a\u0922\u093c\u093e\u0908<\/li>\n\n\n\n<li>\u0918\u0930 \u0916\u0930\u0940\u0926\u0928\u093e \u092f\u093e \u092c\u0928\u0935\u093e\u0928\u093e<\/li>\n\n\n\n<li>\u0918\u0930 \u0915\u0940 \u092e\u0930\u092e\u094d\u092e\u0924<\/li>\n\n\n\n<li>\u0939\u094b\u092e \u0932\u094b\u0928 \u091a\u0941\u0915\u093e\u0928\u093e<\/li>\n\n\n\n<li>\u092a\u094d\u0930\u093e\u0915\u0943\u0924\u093f\u0915 \u0906\u092a\u0926\u093e (\u091c\u0948\u0938\u0947 \u092c\u093e\u0922\u093c, \u092d\u0942\u0915\u0902\u092a)<\/li>\n\n\n\n<li>\u0928\u094c\u0915\u0930\u0940 \u091b\u0942\u091f \u091c\u093e\u0928\u093e<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\">\u092b\u0941\u0932 \u0935\u093f\u0926\u0921\u094d\u0930\u0949\u0932<\/h4>\n\n\n\n<p>\u0907\u0938\u092e\u0947\u0902 \u0906\u092a \u0905\u092a\u0928\u093e \u092a\u0942\u0930\u093e PF \u0928\u093f\u0915\u093e\u0932 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964 \u0907\u0928 \u0938\u094d\u0925\u093f\u0924\u093f\u092f\u094b\u0902 \u092e\u0947\u0902 \u0939\u0948:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0928\u094c\u0915\u0930\u0940 \u091b\u094b\u0921\u093c\u0928\u0947 \u0915\u0947 \u092c\u093e\u0926 2 \u092e\u0939\u0940\u0928\u0947 \u0924\u0915 \u092c\u0947\u0930\u094b\u091c\u0917\u093e\u0930 \u0930\u0939\u0928\u093e<\/li>\n\n\n\n<li>\u0930\u093f\u091f\u093e\u092f\u0930\u092e\u0947\u0902\u091f<\/li>\n\n\n\n<li>\u0935\u093f\u0926\u0947\u0936 \u092e\u0947\u0902 \u092c\u0938\u0928\u093e<\/li>\n\n\n\n<li>\u0938\u094d\u0925\u093e\u092f\u0940 \u0930\u0942\u092a \u0938\u0947 \u0936\u093e\u0930\u0940\u0930\u093f\u0915 \u0930\u0942\u092a \u0938\u0947 \u0905\u0915\u094d\u0937\u092e \u0939\u094b \u091c\u093e\u0928\u093e<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">EPF \u0935\u093f\u0926\u0921\u094d\u0930\u0949\u0932 \u0928\u093f\u092f\u092e 2025 \u2013 \u0915\u094d\u092f\u093e \u092c\u0926\u0932\u093e \u0939\u0948?<\/h3>\n\n\n\n<p>2025 \u092e\u0947\u0902 EPFO \u0914\u0930 \u0938\u0941\u092a\u094d\u0930\u0940\u092e \u0915\u094b\u0930\u094d\u091f \u0928\u0947 \u0915\u0908 \u0928\u090f \u0928\u093f\u092f\u092e \u0914\u0930 \u0938\u093e\u092b\u093c \u0928\u093f\u0930\u094d\u0926\u0947\u0936 \u091c\u093e\u0930\u0940 \u0915\u093f\u090f \u0939\u0948\u0902\u0964 \u0905\u092c \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u093f\u092f\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f PF \u0928\u093f\u0915\u093e\u0932\u0928\u093e \u092a\u0939\u0932\u0947 \u0938\u0947 \u0906\u0938\u093e\u0928 \u0914\u0930 \u0924\u0947\u091c \u0939\u094b \u0917\u092f\u093e \u0939\u0948\u0964<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">1. \u0906\u0927\u093e\u0930\u2013UAN \u0932\u093f\u0902\u0915 \u0915\u0930\u0928\u093e \u091c\u0930\u0942\u0930\u0940:\u00a0<\/h4>\n\n\n\n<p>\u0905\u092c PF \u0928\u093f\u0915\u093e\u0932\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u092f\u0939 \u0938\u092c \u0905\u0928\u093f\u0935\u093e\u0930\u094d\u092f \u0939\u0948:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0906\u0927\u093e\u0930 \u0935\u0947\u0930\u0940\u092b\u093e\u0907\u0921 \u0939\u094b<\/li>\n\n\n\n<li>\u092c\u0948\u0902\u0915 \u0905\u0915\u093e\u0909\u0902\u091f \u0935\u0947\u0930\u0940\u092b\u093e\u0907\u0921 \u0939\u094b<\/li>\n\n\n\n<li>PAN (\u092c\u0921\u093c\u0940 \u0935\u093f\u0926\u0921\u094d\u0930\u0949\u0932 \u0915\u0947 \u0932\u093f\u090f) \u0905\u092a\u0921\u0947\u091f \u0939\u094b<\/li>\n\n\n\n<li>\u0907\u0938\u0938\u0947 \u0927\u094b\u0916\u093e\u0927\u0921\u093c\u0940 \u0915\u092e \u0939\u094b\u0924\u0940 \u0939\u0948 \u0914\u0930 \u0915\u094d\u0932\u0947\u092e \u091c\u0932\u094d\u0926\u0940 \u092a\u093e\u0938 \u0939\u094b\u0924\u093e \u0939\u0948\u0964<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\">2. \u0939\u0930 \u092c\u093e\u0930 \u0928\u093f\u092f\u094b\u0915\u094d\u0924\u093e \u0915\u0940 \u092e\u0902\u091c\u0942\u0930\u0940 \u091c\u0930\u0942\u0930\u0940 \u0928\u0939\u0940\u0902:\u00a0<\/h4>\n\n\n\n<p>\u0938\u0941\u092a\u094d\u0930\u0940\u092e \u0915\u094b\u0930\u094d\u091f \u0928\u0947 \u0938\u093e\u092b \u0915\u0939\u093e \u0939\u0948 \u0915\u093f \u0905\u0917\u0930:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0906\u092a\u0915\u093e KYC \u092a\u0942\u0930\u093e \u0939\u0948<\/li>\n\n\n\n<li>\u0906\u0927\u093e\u0930 \u0935\u0947\u0930\u0940\u092b\u093e\u0907\u0921 \u0939\u0948<\/li>\n<\/ul>\n\n\n\n<p>\u0924\u094b PF \u0928\u093f\u0915\u093e\u0932\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0928\u093f\u092f\u094b\u0915\u094d\u0924\u093e \u0915\u0940 \u092e\u0902\u091c\u0942\u0930\u0940 \u091c\u0930\u0942\u0930\u0940 \u0928\u0939\u0940\u0902\u0964 \u092f\u0939 \u0909\u0928 \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u093f\u092f\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u092c\u0921\u093c\u0940 \u0930\u093e\u0939\u0924 \u0939\u0948 \u091c\u093f\u0928\u0915\u0947 \u0928\u093f\u092f\u094b\u0915\u094d\u0924\u093e \u0938\u093e\u0907\u0928 \u092f\u093e \u0935\u0947\u0930\u0940\u092b\u093f\u0915\u0947\u0936\u0928 \u092e\u0947\u0902 \u0926\u0947\u0930\u0940 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902\u0964<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">3. \u092c\u0947\u0930\u094b\u091c\u0917\u093e\u0930\u0940 \u092e\u0947\u0902 PF \u0935\u093f\u0926\u0921\u094d\u0930\u0949\u0932:\u00a0<\/h4>\n\n\n\n<p>\u0905\u0917\u0930 \u0928\u094c\u0915\u0930\u0940 \u091a\u0932\u0940 \u0917\u0908 \u0939\u0948, \u0924\u094b:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>1 \u092e\u0939\u0940\u0928\u0947 \u092c\u0947\u0930\u094b\u091c\u0917\u093e\u0930 \u0930\u0939\u0928\u0947 \u092a\u0930 PF \u0915\u093e 75% \u0928\u093f\u0915\u093e\u0932 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902<\/li>\n\n\n\n<li>2 \u092e\u0939\u0940\u0928\u0947 \u092c\u093e\u0926 \u092c\u093e\u0915\u0940 25% \u092d\u0940 \u0928\u093f\u0915\u093e\u0932 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902 (\u092f\u093e\u0928\u0940 \u092a\u0942\u0930\u093e PF)<\/li>\n\n\n\n<li>2025 \u092e\u0947\u0902 \u0907\u0938 \u0928\u093f\u092f\u092e \u0915\u094b \u0914\u0930 \u0938\u094d\u092a\u0937\u094d\u091f \u0915\u093f\u092f\u093e \u0917\u092f\u093e \u0939\u0948\u0964<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\">4. \u092a\u0947\u0902\u0936\u0928 (EPS) \u0915\u0940 \u0930\u0915\u092e \u092a\u0939\u0932\u0947 \u0928\u0939\u0940\u0902 \u0928\u093f\u0915\u093e\u0932\u0940 \u091c\u093e \u0938\u0915\u0924\u0940:\u00a0<\/h4>\n\n\n\n<p>\u0938\u0941\u092a\u094d\u0930\u0940\u092e \u0915\u094b\u0930\u094d\u091f \u0932\u0917\u093e\u0924\u093e\u0930 \u0915\u0939\u0924\u093e \u0906\u092f\u093e \u0939\u0948 \u0915\u093f EPS (\u092a\u0947\u0902\u0936\u0928) \u0915\u093e \u092a\u0948\u0938\u093e PF \u0915\u0940 \u0924\u0930\u0939 \u092a\u0942\u0930\u093e \u0928\u0939\u0940\u0902 \u0928\u093f\u0915\u093e\u0932\u093e \u091c\u093e \u0938\u0915\u0924\u093e, EPS \u0915\u0940 \u0930\u0915\u092e \u092e\u093f\u0932\u0924\u0940 \u0939\u0948 \u091c\u092c:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0930\u093f\u091f\u093e\u092f\u0930\u092e\u0947\u0902\u091f \u0939\u094b\u0924\u093e \u0939\u0948<\/li>\n\n\n\n<li>\u0938\u094d\u0925\u093e\u092f\u0940 \u0935\u093f\u0915\u0932\u093e\u0902\u0917\u0924\u093e \u0939\u094b\u0924\u0940 \u0939\u0948<\/li>\n\n\n\n<li>10 \u0938\u093e\u0932 \u092a\u0942\u0930\u0947 \u0928\u0939\u0940\u0902 \u0915\u093f\u090f \u0939\u094b\u0902 (\u0924\u094b &#8220;\u0938\u094d\u0915\u0940\u092e \u0938\u0930\u094d\u091f\u093f\u092b\u093f\u0915\u0947\u091f&#8221; \u092e\u093f\u0932\u0924\u093e \u0939\u0948)<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\">5. \u0939\u093e\u092f\u0930 \u092a\u0947\u0902\u0936\u0928 \u092f\u094b\u091c\u0928\u093e \u2013 2025 \u0905\u092a\u0921\u0947\u091f:\u00a0<\/h4>\n\n\n\n<p>\u091c\u093f\u0928 \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u093f\u092f\u094b\u0902 \u0915\u094b \u0938\u0941\u092a\u094d\u0930\u0940\u092e \u0915\u094b\u0930\u094d\u091f \u0915\u0947 \u0939\u093e\u092f\u0930 \u092a\u0947\u0902\u0936\u0928 \u0928\u093f\u0930\u094d\u0923\u092f \u0915\u093e \u0932\u093e\u092d \u092e\u093f\u0932 \u0938\u0915\u0924\u093e \u0939\u0948:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0935\u0947 \u0905\u092a\u0928\u0940 \u0905\u0938\u0932\u0940 (\u0909\u091a\u094d\u091a) \u0938\u0948\u0932\u0930\u0940 \u092a\u0930 \u092a\u0947\u0902\u0936\u0928 \u0915\u0928\u094d\u092b\u0930\u094d\u092e \u0915\u0930\u093e \u0938\u0915\u0924\u0947 \u0939\u0948\u0902<\/li>\n\n\n\n<li>\u0928\u093f\u092f\u094b\u0915\u094d\u0924\u093e \u0915\u0947 \u0938\u093e\u0925 \u091c\u0949\u0907\u0902\u091f \u0930\u093f\u0915\u094d\u0935\u0947\u0938\u094d\u091f (\u0928\u093f\u0935\u0947\u0926\u0928 ) \u00a0 \u0926\u0947 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902<\/li>\n\n\n\n<li>EPFO \u092a\u0941\u0930\u093e\u0928\u0947 \u0930\u093f\u0915\u0949\u0930\u094d\u0921 \u091a\u0947\u0915 \u0915\u0930 \u0905\u0924\u093f\u0930\u093f\u0915\u094d\u0924 \u092f\u094b\u0917\u0926\u093e\u0928 \u0924\u092f \u0915\u0930\u0947\u0917\u093e<\/li>\n\n\n\n<li>2025 \u092e\u0947\u0902 \u092a\u094d\u0930\u094b\u0938\u0947\u0938 \u0915\u094b \u092a\u0942\u0930\u0940 \u0924\u0930\u0939 \u0921\u093f\u091c\u093f\u091f\u0932 \u0914\u0930 \u0924\u0947\u091c \u0915\u0930\u0928\u0947 \u0915\u0947 \u0928\u093f\u0930\u094d\u0926\u0947\u0936 \u0926\u093f\u090f \u0917\u090f \u0939\u0948\u0902\u0964<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\">6. \u0930\u093f\u091f\u093e\u092f\u0930\u092e\u0947\u0902\u091f \u0915\u0947 \u092c\u093e\u0926 PF \u0928\u093f\u0915\u093e\u0932\u0928\u0947 \u0915\u0940 \u0915\u094b\u0908 \u0938\u092e\u092f \u0938\u0940\u092e\u093e \u0928\u0939\u0940\u0902:\u00a0<\/h4>\n\n\n\n<p>\u0930\u093f\u091f\u093e\u092f\u0930\u092e\u0947\u0902\u091f \u0915\u0947 \u092c\u093e\u0926 PF \u091c\u092c \u091a\u093e\u0939\u0947 \u0928\u093f\u0915\u093e\u0932 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964 \u0932\u0947\u0915\u093f\u0928 \u0927\u094d\u092f\u093e\u0928 \u0926\u0947\u0902 3 \u0938\u093e\u0932 \u092c\u093e\u0926 \u0907\u0928\u090f\u0915\u094d\u091f\u093f\u0935 PF \u0905\u0915\u093e\u0909\u0902\u091f \u092a\u0930<strong> <\/strong>\u0907\u0902\u091f\u0930\u0947\u0938\u094d\u091f \u092e\u093f\u0932\u0928\u093e \u092c\u0902\u0926 \u0939\u094b \u091c\u093e\u0924\u093e \u0939\u0948\u0964<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">7. \u0905\u092c \u0915\u094d\u0932\u0947\u092e \u091c\u0932\u094d\u0926\u0940 \u092a\u093e\u0938 \u0939\u094b\u0924\u093e \u0939\u0948 (3\u20137 \u0926\u093f\u0928 \u092e\u0947\u0902):\u00a0<\/h4>\n\n\n\n<p>\u0905\u0917\u0930 \u0906\u092a\u0915\u093e KYC \u0914\u0930 \u0906\u0927\u093e\u0930 \u092a\u0942\u0930\u0940 \u0924\u0930\u0939 \u0935\u0947\u0930\u0940\u092b\u093e\u0907\u0921 \u0939\u0948:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0924\u094b \u0911\u0928\u0932\u093e\u0907\u0928 PF \u0915\u094d\u0932\u0947\u092e 3 \u0926\u093f\u0928 \u092e\u0947\u0902 \u092a\u093e\u0938 \u0939\u094b \u091c\u093e\u0924\u093e \u0939\u0948<\/li>\n\n\n\n<li>\u092e\u0948\u0928\u094d\u092f\u0941\u0905\u0932 \u0935\u0947\u0930\u0940\u092b\u093f\u0915\u0947\u0936\u0928 \u0935\u093e\u0932\u0947 \u092e\u093e\u092e\u0932\u094b\u0902 \u092e\u0947\u0902 7\u201310 \u0926\u093f\u0928 \u0932\u0917\u0924\u0947 \u0939\u0948\u0902<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">EPF \u0928\u093f\u0915\u093e\u0932\u0928\u0947 \u0915\u0940 \u092a\u0942\u0930\u0940 \u0938\u094d\u091f\u0947\u092a-\u092c\u093e\u092f-\u0938\u094d\u091f\u0947\u092a \u092a\u094d\u0930\u0915\u094d\u0930\u093f\u092f\u093e (2025)<\/h3>\n\n\n\n<p>\u092f\u0939 \u092a\u094d\u0930\u0915\u094d\u0930\u093f\u092f\u093e <strong>\u092a\u093e\u0930\u094d\u0936\u093f\u092f\u0932 \u0914\u0930 \u092b\u0941\u0932 \u0935\u093f\u0926\u0921\u094d\u0930\u0949\u0932<\/strong> \u0926\u094b\u0928\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u0939\u0948\u0964<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">\u0938\u094d\u091f\u0947\u092a 1: \u0905\u092a\u0928\u093e KYC \u092a\u0942\u0930\u093e \u0939\u094b\u0928\u0947 \u0915\u0940 \u091c\u093e\u0901\u091a \u0915\u0930\u0947\u0902:\u00a0<\/h4>\n\n\n\n<p>UAN \u092a\u094b\u0930\u094d\u091f\u0932 \u092a\u0930 \u0926\u0947\u0916\u0947\u0902 \u0915\u093f \u092f\u0947 \u0938\u092c \u0905\u092a\u0921\u0947\u091f \u0939\u0948\u0902 \u092f\u093e \u0928\u0939\u0940\u0902:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0906\u0927\u093e\u0930<\/li>\n\n\n\n<li>PAN<\/li>\n\n\n\n<li>\u092c\u0948\u0902\u0915 \u0905\u0915\u093e\u0909\u0902\u091f<\/li>\n\n\n\n<li>\u092e\u094b\u092c\u093e\u0907\u0932 \u0928\u0902\u092c\u0930<\/li>\n<\/ul>\n\n\n\n<p>\u0905\u0917\u0930 \u0907\u0928\u092e\u0947\u0902 \u0938\u0947 \u0915\u0941\u091b \u092d\u0940 \u0905\u0927\u0942\u0930\u093e \u0939\u0948, \u0924\u094b \u092a\u0939\u0932\u0947 KYC \u092a\u0942\u0930\u093e \u0915\u0930\u0947\u0902\u0964<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">\u0938\u094d\u091f\u0947\u092a 2: EPFO \u092e\u0947\u0902\u092c\u0930 \u092a\u094b\u0930\u094d\u091f\u0932 \u092e\u0947\u0902 \u0932\u0949\u0917\u093f\u0928 \u0915\u0930\u0947\u0902:\u00a0<\/h4>\n\n\n\n<p>EPFO \u092e\u0947\u0902\u092c\u0930 \u092a\u094b\u0930\u094d\u091f\u0932 (unifiedportal-mem.epfindia.gov.in) \u092a\u0930 \u0932\u0949\u0917\u093f\u0928 \u0915\u0930\u0947\u0902 \u0914\u0930 \u0932\u0949\u0917\u093f\u0928 \u0939\u094b\u0928\u0947 \u0915\u0947 \u092c\u093e\u0926 \u201c<strong>Online Services\u201d \u092e\u0947\u0902 \u091c\u093e\u0915\u0930 \u201cClaim (Form-31, 19, 10C, 10D)<\/strong>\u201d \u0911\u092a\u094d\u0936\u0928 \u0915\u094b \u091a\u0941\u0928\u0947\u0902, \u091c\u0939\u093e\u0901 \u0938\u0947 \u0906\u092a \u0905\u092a\u0928\u093e PF \u0928\u093f\u0915\u093e\u0932\u0928\u0947 \u0915\u0940 \u092a\u094d\u0930\u0915\u094d\u0930\u093f\u092f\u093e \u0936\u0941\u0930\u0942 \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">\u0938\u094d\u091f\u0947\u092a 3: \u0915\u093f\u0938 \u0924\u0930\u0939 \u0915\u0940 \u0935\u093f\u0926\u0921\u094d\u0930\u0949\u0932 \u091a\u093e\u0939\u093f\u090f, \u091a\u0941\u0928\u0947\u0902:\u00a0<\/h4>\n\n\n\n<p>\u092a\u094b\u0930\u094d\u091f\u0932 \u0906\u092a\u0915\u0947 \u0932\u093f\u090f \u0911\u092a\u094d\u0936\u0928 \u0916\u0941\u0926 \u0926\u093f\u0916\u093e \u0926\u0947\u0917\u093e:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Form 31<\/strong> \u2013 \u092a\u093e\u0930\u094d\u0936\u093f\u092f\u0932 PF \u0935\u093f\u0926\u0921\u094d\u0930\u0949\u0932<\/li>\n\n\n\n<li><strong>Form 19<\/strong> \u2013 \u092a\u0942\u0930\u093e PF \u0928\u093f\u0915\u093e\u0932\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f<\/li>\n\n\n\n<li><strong>Form 10C<\/strong> \u2013 \u092a\u0947\u0902\u0936\u0928 \u0915\u093e \u0935\u093f\u0926\u0921\u094d\u0930\u0949\u0932 \u092c\u0947\u0928\u093f\u092b\u093f\u091f<\/li>\n\n\n\n<li><strong>Form 10D<\/strong> \u2013 \u092e\u093e\u0938\u093f\u0915 \u092a\u0947\u0902\u0936\u0928 \u0915\u0947 \u0932\u093f\u090f<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\">\u0938\u094d\u091f\u0947\u092a 4: \u091c\u093c\u0930\u0942\u0930\u0924 \u0939\u094b\u0928\u0947 \u092a\u0930 \u0921\u0949\u0915\u094d\u092f\u0942\u092e\u0947\u0902\u091f \u0905\u092a\u0932\u094b\u0921 \u0915\u0930\u0947\u0902:\u00a0<\/h4>\n\n\n\n<p>\u0915\u0941\u091b \u092e\u093e\u092e\u0932\u094b\u0902 \u092e\u0947\u0902 \u0921\u0949\u0915\u094d\u092f\u0942\u092e\u0947\u0902\u091f \u0932\u0917\u0924\u0947 \u0939\u0948\u0902, \u091c\u0948\u0938\u0947:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u092e\u0947\u0921\u093f\u0915\u0932 \u0938\u0930\u094d\u091f\u093f\u092b\u093f\u0915\u0947\u091f<\/li>\n\n\n\n<li>\u0936\u093e\u0926\u0940 \u0915\u093e \u0915\u093e\u0930\u094d\u0921<\/li>\n\n\n\n<li>\u0939\u094b\u092e \u0932\u094b\u0928 \u0932\u0947\u091f\u0930<\/li>\n\n\n\n<li>\u0921\u093f\u0938\u090f\u092c\u093f\u0932\u093f\u091f\u0940 \u0938\u0930\u094d\u091f\u093f\u092b\u093f\u0915\u0947\u091f<\/li>\n<\/ul>\n\n\n\n<p>(\u092e\u0947\u0921\u093f\u0915\u0932 \u0914\u0930 \u092c\u0947\u0930\u094b\u091c\u0917\u093e\u0930\u0940 \u0935\u093e\u0932\u0947 \u0915\u094d\u0932\u0947\u092e \u092e\u0947\u0902 \u091c\u093c\u094d\u092f\u093e\u0926\u093e\u0924\u0930 \u0921\u0949\u0915\u094d\u092f\u0942\u092e\u0947\u0902\u091f \u0928\u0939\u0940\u0902 \u0932\u0917\u0924\u0947\u0964)<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">\u0938\u094d\u091f\u0947\u092a 5: \u0906\u0927\u093e\u0930 OTP \u0935\u0947\u0930\u0940\u092b\u093e\u0908 \u0915\u0930\u0947\u0902:\u00a0<\/h4>\n\n\n\n<p>\u0906\u092a\u0915\u0947 \u0906\u0927\u093e\u0930-\u0932\u093f\u0902\u0915 \u092e\u094b\u092c\u093e\u0907\u0932 \u092a\u0930 \u0906\u090f OTP \u0915\u094b \u0921\u093e\u0932\u0915\u0930 \u0915\u094d\u0932\u0947\u092e \u0915\u0928\u094d\u092b\u0930\u094d\u092e \u0915\u0930\u0947\u0902\u0964<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">\u0938\u094d\u091f\u0947\u092a 6: \u0915\u094d\u0932\u0947\u092e \u092a\u094d\u0930\u094b\u0938\u0947\u0938 \u0939\u094b\u0928\u0947 \u0915\u093e \u0907\u0902\u0924\u091c\u093c\u093e\u0930 \u0915\u0930\u0947\u0902:\u00a0<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0915\u094d\u0932\u0947\u092e \u0938\u092c\u092e\u093f\u091f \u0939\u094b\u0928\u0947 \u0915\u0947 \u092c\u093e\u0926 PF \u0938\u0940\u0927\u0947 \u0906\u092a\u0915\u0947 \u092c\u0948\u0902\u0915 \u0905\u0915\u093e\u0909\u0902\u091f \u092e\u0947\u0902 \u0906\u090f\u0917\u093e<\/li>\n\n\n\n<li>\u0906\u092a\u0915\u0947 \u0930\u091c\u093f\u0938\u094d\u091f\u0930\u094d\u0921 \u092e\u094b\u092c\u093e\u0907\u0932 \u092a\u0930 SMS \u092d\u0940 \u0906\u090f\u0917\u093e<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">\u092a\u093e\u0930\u094d\u0936\u093f\u092f\u0932 \u0935\u093f\u0926\u0921\u094d\u0930\u0949\u0932 \u0915\u0947 \u0928\u093f\u092f\u092e (\u092b\u0949\u0930\u094d\u092e 31)<\/h3>\n\n\n\n<p><strong>1. \u092e\u0947\u0921\u093f\u0915\u0932 \u0907\u092e\u0930\u091c\u0947\u0902\u0938\u0940: <\/strong>\u092e\u0947\u0921\u093f\u0915\u0932 \u0907\u092e\u0930\u091c\u0947\u0902\u0938\u0940 \u092e\u0947\u0902 \u0906\u092a \u0915\u092d\u0940 \u092d\u0940 \u0905\u092a\u0928\u093e PF \u0928\u093f\u0915\u093e\u0932 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902, \u0907\u0938\u092e\u0947\u0902 \u0915\u094b\u0908 \u0938\u0930\u094d\u0935\u093f\u0938 \u0938\u093e\u0932 \u0915\u0940 \u0936\u0930\u094d\u0924 \u0928\u0939\u0940\u0902 \u0939\u094b\u0924\u0940 \u0914\u0930 \u0921\u0949\u0915\u094d\u092f\u0942\u092e\u0947\u0902\u091f \u092d\u0940 \u0928\u0939\u0940\u0902 \u0932\u0917\u0924\u0947\u0964<\/p>\n\n\n\n<p><strong>2. \u0936\u093e\u0926\u0940 \u0915\u0947 \u0932\u093f\u090f \u0935\u093f\u0926\u0921\u094d\u0930\u0949\u0932: <\/strong>\u0936\u093e\u0926\u0940 \u0915\u0947 \u0932\u093f\u090f PF \u0924\u092d\u0940 \u092e\u093f\u0932 \u0938\u0915\u0924\u093e \u0939\u0948 \u091c\u092c \u0915\u092e \u0938\u0947 \u0915\u092e 7 \u0938\u093e\u0932 \u0928\u094c\u0915\u0930\u0940 \u0939\u094b \u0914\u0930 \u0906\u092a \u0905\u092a\u0928\u0940 \u092f\u093e \u092a\u0930\u093f\u0935\u093e\u0930 \u0915\u0940 \u0936\u093e\u0926\u0940 \u0915\u0947 \u0932\u093f\u090f 50% \u0928\u093f\u0915\u093e\u0932 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964<\/p>\n\n\n\n<p><strong>3. \u0936\u093f\u0915\u094d\u0937\u093e \u0915\u0947 \u0932\u093f\u090f \u0935\u093f\u0926\u0921\u094d\u0930\u0949\u0932: <\/strong>\u0909\u091a\u094d\u091a \u0936\u093f\u0915\u094d\u0937\u093e \u0915\u0947 \u0932\u093f\u090f 7 \u0938\u093e\u0932 \u0928\u094c\u0915\u0930\u0940 \u092a\u0942\u0930\u0940 \u0939\u094b\u0928\u0947 \u092a\u0930 \u0906\u092a \u0905\u092a\u0928\u0940 \u092f\u093e \u092c\u091a\u094d\u091a\u094b\u0902 \u0915\u0940 \u092a\u0922\u093c\u093e\u0908 \u0915\u0947 \u0932\u093f\u090f PF \u0915\u093e 50% \u0928\u093f\u0915\u093e\u0932 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964<\/p>\n\n\n\n<p><strong>4. \u0918\u0930 \u0916\u0930\u0940\u0926\u0928\u0947\/\u092c\u0928\u0935\u093e\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f: <\/strong>\u0905\u0917\u0930 \u0906\u092a\u0928\u0947 5 \u0938\u093e\u0932 \u0928\u094c\u0915\u0930\u0940 \u0915\u0940 \u0939\u0948, \u0924\u094b \u0918\u0930 \u0916\u0930\u0940\u0926\u0928\u0947 \u092f\u093e \u092c\u0928\u093e\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f PF \u092c\u0948\u0932\u0947\u0902\u0938 \u0915\u093e \u0932\u0917\u092d\u0917 90% \u0924\u0915 \u0935\u093f\u0926\u0921\u094d\u0930\u0949\u0932 \u0915\u0940 \u0905\u0928\u0941\u092e\u0924\u093f \u0939\u0948\u0964<\/p>\n\n\n\n<p><strong>5. \u0939\u094b\u092e \u0932\u094b\u0928 \u091a\u0941\u0915\u093e\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f: <\/strong>10 \u0938\u093e\u0932 \u0928\u094c\u0915\u0930\u0940 \u092a\u0942\u0930\u0940 \u0939\u094b\u0928\u0947 \u092a\u0930 \u0906\u092a \u0905\u092a\u0928\u093e \u0939\u094b\u092e \u0932\u094b\u0928 \u091a\u0941\u0915\u093e\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f PF \u0915\u093e \u0932\u0917\u092d\u0917 90% \u0924\u0915 \u0928\u093f\u0915\u093e\u0932 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964<\/p>\n\n\n\n<p><strong>6. \u0918\u0930 \u0915\u0940 \u092e\u0930\u092e\u094d\u092e\u0924\/\u0930\u093f\u0928\u094b\u0935\u0947\u0936\u0928: <\/strong>\u0918\u0930 \u092c\u0928\u0928\u0947 \u0915\u0947 5 \u0938\u093e\u0932 \u092c\u093e\u0926 \u0930\u093f\u0928\u094b\u0935\u0947\u0936\u0928 \u0915\u0947 \u0932\u093f\u090f PF \u0928\u093f\u0915\u093e\u0932\u093e \u091c\u093e \u0938\u0915\u0924\u093e \u0939\u0948, \u091c\u093f\u0938\u0915\u0940 \u0938\u0940\u092e\u093e 12 \u092e\u0939\u0940\u0928\u0947 \u0915\u0940 \u0938\u0948\u0932\u0930\u0940 \u092f\u093e PF \u0915\u093e 25% \u0939\u0948\u0964<\/p>\n\n\n\n<p><strong>7. \u092c\u0947\u0930\u094b\u091c\u0917\u093e\u0930\u0940 \u092e\u0947\u0902 PF \u0935\u093f\u0926\u0921\u094d\u0930\u0949\u0932: <\/strong>\u092c\u0947\u0930\u094b\u091c\u0917\u093e\u0930 \u0939\u094b\u0928\u0947 \u092a\u0930 1 \u092e\u0939\u0940\u0928\u0947 \u092c\u093e\u0926 PF \u0915\u093e 75% \u0928\u093f\u0915\u093e\u0932\u093e \u091c\u093e \u0938\u0915\u0924\u093e \u0939\u0948 \u0914\u0930 2 \u092e\u0939\u0940\u0928\u0947 \u092c\u093e\u0926 \u092c\u093e\u0915\u0940 25% \u092d\u0940 \u092e\u093f\u0932 \u0938\u0915\u0924\u093e \u0939\u0948\u0964<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u092b\u0941\u0932 \u0935\u093f\u0926\u0921\u094d\u0930\u0949\u0932 \u0915\u0947 \u0928\u093f\u092f\u092e (\u092b\u0949\u0930\u094d\u092e 19)<\/h3>\n\n\n\n<p>\u0906\u092a \u0905\u092a\u0928\u093e \u092a\u0942\u0930\u093e PF \u0924\u092d\u0940 \u0928\u093f\u0915\u093e\u0932 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902 \u091c\u092c:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0906\u092a \u0928\u094c\u0915\u0930\u0940 \u091b\u094b\u0921\u093c\u0915\u0930 2 \u092e\u0939\u0940\u0928\u0947 \u0938\u0947 \u092c\u0947\u0930\u094b\u091c\u093c\u0917\u093e\u0930 \u0939\u094b\u0902<\/li>\n\n\n\n<li>\u0906\u092a \u0939\u092e\u0947\u0936\u093e \u0915\u0947 \u0932\u093f\u090f \u0935\u093f\u0926\u0947\u0936 \u091c\u093e \u0930\u0939\u0947 \u0939\u094b\u0902<\/li>\n\n\n\n<li>\u0906\u092a \u0930\u093f\u091f\u093e\u092f\u0930 \u0939\u094b \u091a\u0941\u0915\u0947 \u0939\u094b\u0902<\/li>\n\n\n\n<li>\u0906\u092a \u0938\u094d\u0925\u093e\u092f\u0940 \u0930\u0942\u092a \u0938\u0947 \u0935\u093f\u0915\u0932\u093e\u0902\u0917 \u0939\u094b \u091c\u093e\u090f\u0901<\/li>\n<\/ul>\n\n\n\n<p><strong>\u092b\u0941\u0932 PF \u0915\u092c \u0928\u0939\u0940\u0902 \u092e\u093f\u0932\u0924\u093e?<\/strong> \u0905\u0917\u0930 \u0906\u092a \u0905\u092d\u0940 \u0928\u094c\u0915\u0930\u0940 \u0915\u0930 \u0930\u0939\u0947 \u0939\u0948 \u092f\u093e \u0906\u092a\u0928\u0947 \u0938\u093f\u0930\u094d\u092b \u0928\u094c\u0915\u0930\u0940 \u092c\u0926\u0932\u0940 \u0939\u0948, \u0924\u094b \u092a\u0942\u0930\u093e PF \u0928\u0939\u0940\u0902 \u0928\u093f\u0915\u0932\u0947\u0917\u093e, \u0907\u0938\u0947 \u0928\u090f \u0928\u093f\u092f\u094b\u0915\u094d\u0924\u093e \u0915\u0947 \u092a\u093e\u0938 \u091f\u094d\u0930\u093e\u0902\u0938\u092b\u0930 \u0915\u0930\u0928\u093e \u0939\u094b\u0924\u093e \u0939\u0948\u0964<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u090f\u092e\u094d\u092a\u094d\u0932\u093e\u0907\u091c \u092a\u0947\u0902\u0936\u0928 \u0938\u094d\u0915\u0940\u092e (EPS) \u0935\u093f\u0926\u0921\u094d\u0930\u0949\u0932 \u0928\u093f\u092f\u092e \u2013 2025<\/h3>\n\n\n\n<p>EPS \u0915\u0940 \u092a\u0942\u0930\u0940 \u092a\u0947\u0902\u0936\u0928 \u0930\u093e\u0936\u093f \u0915\u093f\u0938\u0940 \u092d\u0940 \u0938\u094d\u0925\u093f\u0924\u093f \u092e\u0947\u0902 \u0928\u093f\u0915\u093e\u0932\u0940 \u0928\u0939\u0940\u0902 \u091c\u093e \u0938\u0915\u0924\u0940\u0964 \u0928\u093f\u092f\u092e \u092c\u0939\u0941\u0924 \u0938\u0930\u0932 \u0939\u0948\u0902:<\/p>\n\n\n\n<p><strong>\u0905\u0917\u0930 \u0906\u092a\u0915\u0940 \u0928\u094c\u0915\u0930\u0940 10 \u0938\u093e\u0932 \u0938\u0947 \u0915\u092e \u0939\u0941\u0908 \u0939\u0948 <\/strong>\u0924\u094b \u0906\u092a Form 10 C \u092d\u0930\u0915\u0930 \u0935\u093f\u0926\u0921\u094d\u0930\u0949\u0932 \u092c\u0947\u0928\u093f\u092b\u093f\u091f \u0932\u0947 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964 \u0927\u094d\u092f\u093e\u0928 \u0930\u0916\u0947\u0902 \u2014 \u092f\u0939 \u092a\u0942\u0930\u0940 \u092a\u0947\u0902\u0936\u0928 \u0928\u0939\u0940\u0902 \u0939\u094b\u0924\u0940, \u0938\u093f\u0930\u094d\u092b \u090f\u0915 \u0939\u093f\u0938\u094d\u0938\u093e \u092e\u093f\u0932\u0924\u093e \u0939\u0948\u0964<\/p>\n\n\n\n<p><strong>\u0905\u0917\u0930 \u0906\u092a\u0915\u0940 \u0928\u094c\u0915\u0930\u0940 10 \u0938\u093e\u0932 \u0938\u0947 \u091c\u094d\u092f\u093e\u0926\u093e \u0939\u094b \u0917\u0908 \u0939\u0948<\/strong> \u0924\u094b \u0906\u092a\u0915\u094b 58 \u0938\u093e\u0932 \u0915\u0940 \u0909\u092e\u094d\u0930 \u092a\u0930 \u0939\u0930 \u092e\u0939\u0940\u0928\u0947 \u092a\u0947\u0902\u0936\u0928 \u092e\u093f\u0932\u0928\u093e \u0936\u0941\u0930\u0942 \u0939\u094b\u0924\u093e \u0939\u0948\u0964<\/p>\n\n\n\n<p><strong>\u0905\u0917\u0930 \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u0940 \u0915\u0940 \u092e\u0943\u0924\u094d\u092f\u0941 \u0939\u094b \u091c\u093e\u0924\u0940 \u0939\u0948<\/strong> \u0924\u094b \u092a\u0930\u093f\u0935\u093e\u0930 \u0915\u094b \u092a\u0947\u0902\u0936\u0928 \u092e\u093f\u0932\u0924\u0940 \u0939\u0948, \u091c\u0948\u0938\u0947:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0935\u093f\u0927\u0935\u093e \u092a\u0947\u0902\u0936\u0928<\/li>\n\n\n\n<li>\u092c\u091a\u094d\u091a\u0947 \u0915\u0940 \u092a\u0947\u0902\u0936\u0928<\/li>\n\n\n\n<li>\u0905\u0928\u093e\u0925 \u092a\u0947\u0902\u0936\u0928<\/li>\n<\/ul>\n\n\n\n<p>\u092f\u0947 \u092f\u094b\u091c\u0928\u093e\u090f\u0901 \u092a\u0930\u093f\u0935\u093e\u0930 \u0915\u094b \u0906\u0930\u094d\u0925\u093f\u0915 \u0938\u0939\u093e\u0930\u093e \u0926\u0947\u0924\u0940 \u0939\u0948\u0902\u0964<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">EPF \u0935\u093f\u0926\u0921\u094d\u0930\u0949\u0932 \u092a\u0930 \u0938\u0941\u092a\u094d\u0930\u0940\u092e \u0915\u094b\u0930\u094d\u091f \u0915\u0947 \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u0928\u093f\u0930\u094d\u0926\u0947\u0936<\/h3>\n\n\n\n<p>\u0938\u0941\u092a\u094d\u0930\u0940\u092e \u0915\u094b\u0930\u094d\u091f \u0928\u0947 \u0939\u093e\u0932 \u0915\u0947 \u092b\u0948\u0938\u0932\u094b\u0902 \u092e\u0947\u0902 \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u093f\u092f\u094b\u0902 \u0915\u0947 EPF \u0914\u0930 \u092a\u0947\u0902\u0936\u0928 \u0938\u0947 \u091c\u0941\u0921\u093c\u0947 \u0905\u0927\u093f\u0915\u093e\u0930\u094b\u0902 \u0915\u094b \u0914\u0930 \u092e\u091c\u093c\u092c\u0942\u0924 \u0915\u093f\u092f\u093e \u0939\u0948\u0964 \u0928\u0940\u091a\u0947 \u0939\u0930 \u092c\u093f\u0902\u0926\u0941 \u092c\u0939\u0941\u0924 \u0906\u0938\u093e\u0928 \u092d\u093e\u0937\u093e \u092e\u0947\u0902, \u0938\u093e\u0925 \u092e\u0947\u0902 \u0938\u0902\u092c\u0902\u0927\u093f\u0924 \u091c\u091c\u092e\u0947\u0902\u091f \u0915\u0947 \u0928\u093e\u092e \u0926\u093f\u090f \u0917\u090f \u0939\u0948\u0902\u0964<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">1. \u0928\u093f\u092f\u094b\u0915\u094d\u0924\u093e EPF \u0935\u093f\u0926\u0921\u094d\u0930\u0949\u0932 \u0915\u094b \u0930\u094b\u0915 \u0928\u0939\u0940\u0902 \u0938\u0915\u0924\u093e<\/h4>\n\n\n\n<p>\u0905\u0917\u0930 \u0906\u092a\u0915\u093e KYC \u092a\u0942\u0930\u093e \u0939\u0948, \u0906\u0927\u093e\u0930 \u0914\u0930 \u092c\u0948\u0902\u0915 \u0935\u0947\u0930\u093f\u092b\u093e\u0907\u0921 \u0939\u0948, \u0924\u094b<strong> <\/strong>\u0928\u093f\u092f\u094b\u0915\u094d\u0924\u093e \u0906\u092a\u0915\u0947 PF \u0928\u093f\u0915\u093e\u0932\u0928\u0947 \u092e\u0947\u0902 \u0905\u0921\u093c\u091a\u0928 \u0928\u0939\u0940\u0902 \u0921\u093e\u0932 \u0938\u0915\u0924\u093e\u0964 \u0938\u0941\u092a\u094d\u0930\u0940\u092e \u0915\u094b\u0930\u094d\u091f \u0928\u0947 \u0938\u093e\u092b \u0915\u0939\u093e, \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u0940 \u0915\u093e PF \u0928\u093f\u0915\u093e\u0932\u0928\u093e \u0909\u0938\u0915\u093e \u0905\u0927\u093f\u0915\u093e\u0930 \u0939\u0948\u0964<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">2. \u0939\u093e\u092f\u0930 \u092a\u0947\u0902\u0936\u0928 \u0938\u094d\u0915\u0940\u092e \u092a\u0942\u0930\u0940 \u0924\u0930\u0939 \u0935\u0948\u0927 \u0939\u0948<\/h4>\n\n\n\n<p><strong>EPFO \u0914\u0930 \u0905\u0928\u094d\u092f \u092c\u0928\u093e\u092e \u0938\u0941\u0928\u0940\u0932 \u0915\u0941\u092e\u093e\u0930 \u092c\u0940., 2022<\/strong> \u0915\u0947 \u092e\u093e\u092e\u0932\u0947 \u092e\u0947\u0902 \u0938\u0941\u092a\u094d\u0930\u0940\u092e \u0915\u094b\u0930\u094d\u091f \u0928\u0947 \u0924\u092f \u0915\u093f\u092f\u093e \u0915\u093f \u091c\u094b \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u0940 \u092a\u093e\u0924\u094d\u0930 \u0939\u0948\u0902, \u0935\u0947 \u0905\u092a\u0928\u0947 \u0905\u0938\u0932 \u0935\u0947\u0924\u0928 \u0915\u0947 \u0906\u0927\u093e\u0930 \u092a\u0930 \u0939\u093e\u092f\u0930 \u092a\u0947\u0902\u0936\u0928 \u0932\u0947 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964 \u092f\u093e\u0928\u0940 \u092a\u0947\u0902\u0936\u0928 \u092c\u0922\u093c\u093e\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0906\u092a \u0906\u0935\u0947\u0926\u0928 \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902 \u0914\u0930 EPFO \u0915\u094b \u0907\u0938\u0947 \u092a\u094d\u0930\u094b\u0938\u0947\u0938 \u0915\u0930\u0928\u093e \u0939\u094b\u0917\u093e\u0964<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">3. EPFO \u091b\u094b\u091f\u0947-\u091b\u094b\u091f\u0947 \u0924\u0915\u0928\u0940\u0915\u0940 \u0915\u093e\u0930\u0923\u094b\u0902 \u0938\u0947 \u0915\u094d\u0932\u0947\u092e \u0930\u093f\u091c\u0947\u0915\u094d\u091f \u0928\u0939\u0940\u0902 \u0915\u0930 \u0938\u0915\u0924\u093e<\/h4>\n\n\n\n<p>\u0915\u094b\u0930\u094d\u091f \u0928\u0947 EPFO \u0915\u094b \u0906\u0926\u0947\u0936 \u0926\u093f\u092f\u093e \u0915\u093f \u092a\u094d\u0930\u0915\u094d\u0930\u093f\u092f\u093e \u0906\u0938\u093e\u0928 \u0915\u0930\u0947\u0902, \u092c\u0947\u0935\u091c\u0939 \u0915\u0940 \u0906\u092a\u0924\u094d\u0924\u093f\u092f\u093e\u0901 \u0928 \u0932\u0917\u093e\u090f\u0901, \u0914\u0930 \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u093f\u092f\u094b\u0902 \u0915\u0940 \u0936\u093f\u0915\u093e\u092f\u0924\u0947\u0902 \u091c\u0932\u094d\u0926\u0940 \u0938\u0941\u0932\u091d\u093e\u090f\u0901\u0964 \u092f\u093e\u0928\u0940 \u091b\u094b\u091f\u0940-\u092e\u094b\u091f\u0940 \u0924\u0915\u0928\u0940\u0915\u0940 \u0917\u0932\u0924\u093f\u092f\u094b\u0902 \u0915\u0947 \u0915\u093e\u0930\u0923 EPF \u0915\u094d\u0932\u0947\u092e \u0928\u0939\u0940\u0902 \u0930\u094b\u0915\u093e \u091c\u093e \u0938\u0915\u0924\u093e\u0964<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">4. \u092a\u0947\u0902\u0936\u0928 \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u0940 \u0915\u093e \u0915\u093e\u0928\u0942\u0928\u0940 \u0905\u0927\u093f\u0915\u093e\u0930 \u0939\u0948<\/h4>\n\n\n\n<p><strong>\u0921\u0940.\u090f\u0938. \u0928\u0915\u093e\u0930\u093e \u092c\u0928\u093e\u092e \u092d\u093e\u0930\u0924 \u0938\u0902\u0918, 1983<\/strong><em> <\/em>\u0915\u0947 \u092e\u093e\u092e\u0932\u0947 \u092e\u0947\u0902 \u0938\u0941\u092a\u094d\u0930\u0940\u092e \u0915\u094b\u0930\u094d\u091f \u0928\u0947 \u0915\u0939\u093e \u0915\u093f \u092a\u0947\u0902\u0936\u0928 \u0915\u094b\u0908 \u092e\u0947\u0939\u0930\u092c\u093e\u0928\u0940 \u0928\u0939\u0940\u0902 \u0939\u0948, \u092c\u0932\u094d\u0915\u093f \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u0940 \u0915\u093e \u0905\u0927\u093f\u0915\u093e\u0930 \u0939\u0948\u0964 \u0907\u0938\u0947 \u092c\u093f\u0928\u093e \u0915\u093e\u0930\u0923 \u0930\u094b\u0915\u093e \u092f\u093e \u0926\u0947\u0930 \u0938\u0947 \u0928\u0939\u0940\u0902 \u0926\u093f\u092f\u093e \u091c\u093e \u0938\u0915\u0924\u093e\u0964<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">5. EPFO \u0915\u094b \u092a\u094d\u0930\u093e\u0915\u0943\u0924\u093f\u0915 \u0928\u094d\u092f\u093e\u092f \u0915\u0947 \u0928\u093f\u092f\u092e\u094b\u0902 \u0915\u093e \u092a\u093e\u0932\u0928 \u0915\u0930\u0928\u093e \u091c\u093c\u0930\u0942\u0930\u0940 \u0939\u0948<\/h4>\n\n\n\n<p>\u0905\u0917\u0930 EPFO \u0906\u092a\u0915\u093e \u0915\u094d\u0932\u0947\u092e \u0930\u093f\u091c\u0947\u0915\u094d\u091f \u0915\u0930\u0947, \u0924\u094b \u0909\u0928\u094d\u0939\u0947\u0902:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0938\u093e\u092b-\u0938\u093e\u092b \u0932\u093f\u0916\u093f\u0924 \u0915\u093e\u0930\u0923 \u0926\u0947\u0928\u093e \u0939\u094b\u0917\u093e,<\/li>\n\n\n\n<li>\u0906\u092a\u0915\u094b \u0905\u092a\u0928\u093e \u092a\u0915\u094d\u0937 \u0938\u092e\u091d\u093e\u0928\u0947 \u0915\u093e \u092e\u094c\u0915\u093e \u0926\u0947\u0928\u093e \u0939\u094b\u0917\u093e,<\/li>\n\n\n\n<li>\u0914\u0930 \u0905\u092a\u0940\u0932 \u0915\u0940 \u092a\u094d\u0930\u0915\u094d\u0930\u093f\u092f\u093e \u0928\u093f\u0937\u094d\u092a\u0915\u094d\u0937 \u0924\u0930\u0940\u0915\u0947 \u0938\u0947 \u091a\u0932\u093e\u0928\u0940 \u0939\u094b\u0917\u0940\u0964<\/li>\n<\/ul>\n\n\n\n<p>\u0907\u0938\u0915\u093e \u092e\u0924\u0932\u092c \u0906\u092a\u0915\u093e \u0915\u094d\u0932\u0947\u092e \u092c\u093f\u0928\u093e \u0935\u091c\u0939 \u0915\u092d\u0940 \u092d\u0940 \u0930\u093f\u091c\u0947\u0915\u094d\u091f \u0928\u0939\u0940\u0902 \u0915\u093f\u092f\u093e \u091c\u093e \u0938\u0915\u0924\u093e\u0964<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u0905\u0917\u0930 \u0928\u093f\u092f\u094b\u0915\u094d\u0924\u093e PF \u092e\u0947\u0902 \u0938\u0939\u092f\u094b\u0917 \u0928\u0939\u0940\u0902 \u0915\u0930 \u0930\u0939\u093e \u0924\u094b \u0915\u094d\u092f\u093e \u0915\u0930\u0947\u0902?<\/h3>\n\n\n\n<p>\u0905\u0917\u0930 \u0906\u092a\u0915\u093e \u0928\u093f\u092f\u094b\u0915\u094d\u0924\u093e KYC \u0935\u0947\u0930\u093f\u092b\u093e\u0908 \u0928\u0939\u0940\u0902 \u0915\u0930 \u0930\u0939\u093e, PF \u0905\u092a\u094d\u0930\u0942\u0935\u0932 \u092e\u0947\u0902 \u0926\u0947\u0930\u0940 \u0915\u0930 \u0930\u0939\u093e \u0939\u0948 \u092f\u093e \u091c\u093e\u0928\u092c\u0942\u091d\u0915\u0930 \u0930\u094b\u0915 \u0930\u0939\u093e \u0939\u0948, \u0924\u094b \u0906\u092a \u092f\u0947 \u0915\u0926\u092e \u0909\u0920\u093e \u0938\u0915\u0924\u0947 \u0939\u0948\u0902:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>EPFO Grievance Portal \u092a\u0930 \u0936\u093f\u0915\u093e\u092f\u0924 \u0926\u0930\u094d\u091c \u0915\u0930\u0947\u0902\u0964<\/li>\n\n\n\n<li>\u0930\u0940\u091c\u0928\u0932 PF \u0915\u092e\u093f\u0936\u094d\u0928\u0930 \u0915\u094b \u0936\u093f\u0915\u093e\u092f\u0924 \u092d\u0947\u091c\u0947\u0902\u0964<\/li>\n\n\n\n<li><strong><a href=\"https:\/\/www.leadindia.law\/legal-services\/documentation-and-drafting\/legal-notice\">\u0932\u0940\u0917\u0932 \u0928\u094b\u091f\u093f\u0938<\/a><\/strong> \u092d\u0947\u091c\u0947\u0902\u0964<\/li>\n\n\n\n<li>\u091c\u093c\u0930\u0942\u0930\u0924 \u092a\u0921\u093c\u0947 \u0924\u094b \u0932\u0947\u092c\u0930 \u0911\u092b\u093f\u0938 \u092e\u0947\u0902 \u0936\u093f\u0915\u093e\u092f\u0924 \u0915\u0930\u0947\u0902\u0964<\/li>\n\n\n\n<li>\u0938\u0941\u092a\u094d\u0930\u0940\u092e \u0915\u094b\u0930\u094d\u091f \u0915\u0947 \u0906\u0926\u0947\u0936 \u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0915\u0930\u0947\u0902 \u2013 \u0905\u092c PF \u0928\u093f\u0915\u093e\u0932\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0928\u093f\u092f\u094b\u0915\u094d\u0924\u093e \u0915\u0940 \u092e\u0902\u091c\u0942\u0930\u0940 \u091c\u0930\u0942\u0930\u0940 \u0928\u0939\u0940\u0902 \u0939\u0948\u0964<\/li>\n<\/ul>\n\n\n\n<p>\u092f\u093e\u0926 \u0930\u0916\u0947\u0902, <strong>PF \u0906\u092a\u0915\u093e \u0915\u093e\u0928\u0942\u0928\u0940 \u0939\u0915 \u0939\u0948, \u0915\u094b\u0908 \u092d\u0940 \u0907\u0938\u0947 \u0930\u094b\u0915 \u0928\u0939\u0940\u0902 \u0938\u0915\u0924\u093e\u0964<\/strong><\/p>\n\n\n\n<h4 class=\"wp-block-heading\">EPF \u0935\u093f\u0926\u0921\u094d\u0930\u0949\u0932 \u092a\u0930 \u091f\u0948\u0915\u094d\u0938 \u0928\u093f\u092f\u092e (2025)<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>5 \u0938\u093e\u0932 \u0938\u0947 \u092a\u0939\u0932\u0947 PF \u0928\u093f\u0915\u093e\u0932\u0928\u0947 \u092a\u0930 \u091f\u0948\u0915\u094d\u0938 \u0932\u0917\u0924\u093e \u0939\u0948\u0964<\/li>\n\n\n\n<li>5 \u0938\u093e\u0932 \u092c\u093e\u0926 PF \u092a\u0942\u0930\u0940 \u0924\u0930\u0939 \u091f\u0948\u0915\u094d\u0938-\u092b\u094d\u0930\u0940 \u0939\u094b\u0924\u093e \u0939\u0948\u0964<\/li>\n\n\n\n<li>TDS \u0915\u091f\u0924\u093e \u0939\u0948 \u0905\u0917\u0930 \u0906\u092a\u0915\u093e PF \u0935\u093f\u0926\u0921\u094d\u0930\u0949\u0932 \u20b950,000 \u0938\u0947 \u091c\u094d\u092f\u093e\u0926\u093e \u0939\u094b<strong> <\/strong>\u0914\u0930<strong> <\/strong>PAN \u0905\u092a\u0921\u0947\u091f \u0928 \u0939\u094b\u0964<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">2025 \u092e\u0947\u0902 \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u0940 \u0915\u0947 \u0905\u0927\u093f\u0915\u093e\u0930<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>PF \u0915\u093e \u092a\u0948\u0938\u093e 3\u20137 \u0926\u093f\u0928\u094b\u0902 \u092e\u0947\u0902 \u092e\u093f\u0932\u0928\u093e<\/li>\n\n\n\n<li>\u0905\u092a\u0928\u093e KYC \u0911\u0928\u0932\u093e\u0907\u0928 \u0938\u0941\u0927\u093e\u0930\u0928\u0947 \u0915\u093e \u0939\u0915<\/li>\n\n\n\n<li>\u092a\u0947\u0902\u0936\u0928 \u0938\u092e\u092f \u092a\u0930 \u092a\u093e\u0928\u0947 \u0915\u093e \u0905\u0927\u093f\u0915\u093e\u0930<\/li>\n\n\n\n<li>\u0915\u093f\u0938\u0940 \u092d\u0940 \u0938\u092e\u092f \u0936\u093f\u0915\u093e\u092f\u0924 \u0915\u0930\u0928\u0947 \u0915\u093e \u0939\u0915<\/li>\n\n\n\n<li>\u0915\u094d\u0932\u0947\u092e \u0930\u093f\u091c\u0947\u0915\u094d\u0936\u0928 \u092a\u0930 \u0932\u093f\u0916\u093f\u0924 \u0915\u093e\u0930\u0923 \u092a\u093e\u0928\u0947 \u0915\u093e \u0939\u0915<\/li>\n\n\n\n<li>EPFO \u0915\u0947 \u0915\u093f\u0938\u0940 \u092d\u0940 \u0917\u0932\u0924 \u0928\u093f\u0930\u094d\u0923\u092f \u0915\u0947 \u0916\u093f\u0932\u093e\u092b \u0905\u092a\u0940\u0932 \u0915\u0930\u0928\u0947 \u0915\u093e \u0905\u0927\u093f\u0915\u093e\u0930<\/li>\n<\/ul>\n\n\n\n<p><strong>\u0938\u0941\u092a\u094d\u0930\u0940\u092e \u0915\u094b\u0930\u094d\u091f<\/strong> \u0928\u0947 \u0915\u0908 \u0905\u0939\u092e \u092b\u0948\u0938\u0932\u094b\u0902 \u092e\u0947\u0902 \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u093f\u092f\u094b\u0902 \u0915\u0947 \u0905\u0927\u093f\u0915\u093e\u0930\u094b\u0902 \u0915\u094b \u092e\u091c\u092c\u0942\u0924 \u0915\u093f\u092f\u093e \u0939\u0948\u0964 \u092f\u0939 \u092c\u094d\u0932\u0949\u0917 \u0906\u092a\u0915\u094b \u0909\u0928 <strong>&nbsp;\u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u0938\u0941\u092a\u094d\u0930\u0940\u092e \u0915\u094b\u0930\u094d\u091f \u0915\u0947 EPF\/EPFO \u092b\u0948\u0938\u0932\u094b\u0902<\/strong> \u0915\u0940 \u0938\u093f\u0902\u092a\u0932 \u0914\u0930 \u0906\u0938\u093e\u0928 \u0935\u094d\u092f\u093e\u0916\u094d\u092f\u093e \u0926\u0947\u0924\u093e \u0939\u0948, \u0924\u093e\u0915\u093f \u0906\u092a \u0905\u092a\u0928\u0947 \u0905\u0927\u093f\u0915\u093e\u0930 \u0938\u092e\u091d \u0938\u0915\u0947\u0902 \u0914\u0930 EPFO \u0915\u0940 \u092e\u0928\u092e\u093e\u0928\u0940 \u0938\u0947 \u092c\u091a \u0938\u0915\u0947\u0902\u0964<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">1. \u0906\u0930.\u0938\u0940. \u0917\u0941\u092a\u094d\u0924\u093e \u092c\u0928\u093e\u092e \u0930\u0940\u091c\u0928\u0932 \u092a\u094d\u0930\u0949\u0935\u093f\u0921\u0947\u0902\u091f \u092b\u0902\u0921 \u0915\u092e\u093f\u0936\u094d\u0928\u0930 (2016)<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0909\u091a\u094d\u091a \u092a\u0947\u0902\u0936\u0928 \u0935\u093f\u0915\u0932\u094d\u092a (Higher Pension Option) \u0926\u0947\u0928\u0947 \u092e\u0947\u0902 \u0915\u091f-\u0911\u092b \u0924\u093e\u0930\u0940\u0916 \u0915\u094b\u0908 \u092c\u093e\u0927\u093e \u0928\u0939\u0940\u0902 \u0939\u0948\u0964<\/li>\n\n\n\n<li>EPFO \u0915\u094b \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u0940 \u0914\u0930 \u0928\u093f\u092f\u094b\u0915\u094d\u0924\u093e \u0926\u094d\u0935\u093e\u0930\u093e \u0915\u093f\u090f \u0917\u090f \u0935\u093e\u0938\u094d\u0924\u0935\u093f\u0915 PF \u0905\u0902\u0936\u0926\u093e\u0928 \u0915\u094b \u0926\u0947\u0916\u0915\u0930 \u0928\u093f\u0930\u094d\u0923\u092f \u0932\u0947\u0928\u093e \u091a\u093e\u0939\u093f\u090f\u0964<\/li>\n\n\n\n<li>\u0915\u093f\u0938\u0940 \u092d\u0940 \u092e\u0928\u092e\u093e\u0928\u0947 \u0924\u0915\u0928\u0940\u0915\u0940 \u0928\u093f\u092f\u092e (Technical Rule) \u0915\u0947 \u0906\u0927\u093e\u0930 \u092a\u0930 \u0909\u091a\u094d\u091a \u092a\u0947\u0902\u0936\u0928 \u0930\u094b\u0915\u0940 \u0928\u0939\u0940\u0902 \u091c\u093e \u0938\u0915\u0924\u0940\u0964<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\">2. \u0930\u0940\u091c\u0928\u0932 \u092a\u094d\u0930\u0949\u0935\u093f\u0921\u0947\u0902\u091f \u092b\u0902\u0921 \u0915\u092e\u093f\u0936\u094d\u0928\u0930 (\u0926\u094d\u0935\u093f\u0924\u0940\u092f) \u092c\u0928\u093e\u092e \u0935\u093f\u0935\u0947\u0915\u093e\u0928\u0902\u0926 \u0935\u093f\u0926\u094d\u092f\u094d\u092f\u093e\u092e\u0902\u0926\u093f\u0930 (2019)<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u092e\u0942\u0932 \u0935\u0947\u0924\u0928 (Basic Wages)\u201d <\/strong>\u092e\u0947\u0902 \u0935\u0947 \u0938\u092d\u0940 \u0928\u093f\u092f\u092e\u093f\u0924 \u092d\u0924\u094d\u0924\u0947 \u0936\u093e\u092e\u093f\u0932 \u0939\u094b\u0924\u0947 \u0939\u0948\u0902 \u091c\u094b \u092a\u094d\u0930\u0924\u094d\u092f\u0947\u0915 \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u0940 \u0915\u094b \u0928\u093f\u092f\u092e\u093f\u0924 \u0930\u0942\u092a \u0938\u0947 \u0926\u093f\u090f \u091c\u093e\u0924\u0947 \u0939\u0948\u0902\u0964<\/li>\n\n\n\n<li>EPFO \u091b\u094b\u091f\u0940 admin \u092f\u093e technical \u0917\u0932\u0924\u0940 \u0926\u093f\u0916\u093e\u0915\u0930 PF Claims <strong>\u0928\u0939\u0940\u0902 \u0930\u094b\u0915 \u0938\u0915\u0924\u093e<\/strong>\u0964<\/li>\n\n\n\n<li>KYC \u092a\u0942\u0930\u093e \u0939\u094b\u0928\u0947 \u0915\u0947 \u092c\u093e\u0926 \u0928\u093f\u092f\u094b\u0915\u094d\u0924\u093e (Employer) \u092f\u093e EPFO \u0915\u093f\u0938\u0940 \u092d\u0940 \u0938\u094d\u0925\u093f\u0924\u093f \u092e\u0947\u0902 \u0926\u093e\u0935\u093e (Claim) \u0928\u0939\u0940\u0902 \u0930\u094b\u0915 \u0938\u0915\u0924\u0947\u0964<\/li>\n\n\n\n<li>\u0935\u093f\u092d\u093f\u0928\u094d\u0928 \u092d\u0924\u094d\u0924\u094b\u0902 (Allowances) \u0915\u094b \u091b\u093f\u092a\u093e\u0915\u0930 PF \u0905\u0902\u0936\u0926\u093e\u0928 \u0915\u092e \u0915\u0930\u0928\u093e \u092a\u0942\u0930\u094d\u0923\u0924\u0903 \u0905\u0935\u0948\u0927 \u0939\u0948\u0964<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\">3. \u0938\u0941\u0928\u0940\u0932 \u0915\u0941\u092e\u093e\u0930 \u092c\u0940. \u0935 \u0905\u0928\u094d\u092f \u092c\u0928\u093e\u092e EPFO (2022)<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>2014 Higher Pension Scheme<\/strong> \u0915\u094b \u0935\u0948\u0927 \u0920\u0939\u0930\u093e\u092f\u093e \u0917\u092f\u093e\u0964<\/li>\n\n\n\n<li>\u092a\u093e\u0924\u094d\u0930 (Eligible) \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u093f\u092f\u094b\u0902 \u0915\u094b \u0909\u091a\u094d\u091a \u0935\u0947\u0924\u0928 \u0906\u0927\u093e\u0930\u093f\u0924 \u092a\u0947\u0902\u0936\u0928 \u092a\u094d\u0930\u093e\u092a\u094d\u0924 \u0915\u0930\u0928\u0947 \u0915\u093e \u092a\u0942\u0930\u094d\u0923 \u0915\u093e\u0928\u0942\u0928\u0940 \u0905\u0927\u093f\u0915\u093e\u0930 \u0939\u0948\u0964<\/li>\n\n\n\n<li>EPFO \u0915\u093f\u0938\u0940 \u092d\u0940 \u0915\u093e\u0930\u0923 \u0938\u0947 \u0909\u091a\u094d\u091a \u092a\u0947\u0902\u0936\u0928 (Higher Pension) \u0915\u0947 \u0926\u093e\u0935\u0947 \u0915\u094b \u0905\u0938\u094d\u0935\u0940\u0915\u093e\u0930 \u0928\u0939\u0940\u0902 \u0915\u0930 \u0938\u0915\u0924\u093e\u0964<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\">4. \u0938\u0939\u093e\u092f\u0915 \u092a\u094d\u0930\u0949\u0935\u093f\u0921\u0947\u0902\u091f \u092b\u0902\u0921 \u0915\u092e\u093f\u0936\u094d\u0928\u0930 \u092c\u0928\u093e\u092e RSL \u091f\u0947\u0915\u094d\u0938\u091f\u093e\u0907\u0932\u094d\u0938 (2023\u201324) \u092e\u0941\u0916\u094d\u092f \u0928\u093f\u0930\u094d\u0923\u092f:<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>EPFO \u091c\u092c \u092d\u0940 Claim Reject \u0915\u0930\u0947, <strong>\u0932\u093f\u0916\u093f\u0924 \u0915\u093e\u0930\u0923 \u0926\u0947\u0928\u093e \u0905\u0928\u093f\u0935\u093e\u0930\u094d\u092f<\/strong> \u0939\u0948\u0964<\/li>\n\n\n\n<li>\u0915\u0930\u094d\u092e\u091a\u093e\u0930\u0940 \u0915\u094b <strong>\u0938\u0941\u0928\u0935\u093e\u0908 (Natural Justice)<\/strong> \u0915\u093e \u0905\u0927\u093f\u0915\u093e\u0930 \u0939\u0948\u0964<\/li>\n\n\n\n<li>EPFO \u201c\u092e\u093f\u0938\u092e\u0948\u091a\u201d, \u201c\u0924\u094d\u0930\u0941\u091f\u093f\u201d \u092f\u093e \u201c\u092b\u093e\u0907\u0932 \u0905\u0927\u0942\u0930\u0940\u201d \u091c\u0948\u0938\u0947 \u092c\u0939\u093e\u0928\u0947 \u092c\u0928\u093e\u0915\u0930 PF \u0926\u093e\u0935\u093e \u0905\u0938\u094d\u0935\u0940\u0915\u093e\u0930 \u0928\u0939\u0940\u0902 \u0915\u0930 \u0938\u0915\u0924\u093e\u0964 \u092a\u094d\u0930\u0924\u094d\u092f\u0947\u0915 \u0905\u0938\u094d\u0935\u0940\u0915\u0943\u0924\u093f \u092e\u0947\u0902 \u0932\u093f\u0916\u093f\u0924 \u0938\u094d\u092a\u0937\u094d\u091f\u0940\u0915\u0930\u0923 \u0926\u0947\u0928\u093e \u0914\u0930 \u0905\u092a\u0940\u0932 \u0915\u093e \u0905\u0935\u0938\u0930 \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0928\u093e \u0905\u0928\u093f\u0935\u093e\u0930\u094d\u092f \u0939\u0948\u0964<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">\u0928\u093f\u0937\u094d\u0915\u0930\u094d\u0937<\/h3>\n\n\n\n<p>2025 \u0915\u0947 EPF \u0928\u093f\u092f\u092e\u094b\u0902 \u0928\u0947 \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u093f\u092f\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u091a\u0940\u091c\u093c\u0947\u0902 \u092a\u0939\u0932\u0947 \u0938\u0947 \u0915\u0939\u0940\u0902 \u091c\u094d\u092f\u093e\u0926\u093e \u0938\u093e\u092b\u093c \u0914\u0930 \u0906\u0938\u093e\u0928 \u092c\u0928\u093e \u0926\u0940 \u0939\u0948\u0902\u0964 \u0905\u092c \u092a\u094d\u0930\u0915\u094d\u0930\u093f\u092f\u093e \u0924\u0947\u091c \u0939\u0948, \u092a\u093e\u0930\u0926\u0930\u094d\u0936\u093f\u0924\u093e \u092c\u0922\u093c \u0917\u0908 \u0939\u0948 \u0914\u0930 \u0938\u092c\u0938\u0947 \u091c\u093c\u0930\u0942\u0930\u0940\u2014\u0906\u092a\u0915\u094b \u0905\u092a\u0928\u0947 PF \u092a\u0930 \u092a\u0942\u0930\u093e \u0905\u0927\u093f\u0915\u093e\u0930 \u092e\u093f\u0932\u093e \u0939\u0948\u0964<\/p>\n\n\n\n<p>\u0905\u092c \u0928 \u0924\u094b \u092c\u0947\u0935\u091c\u0939 \u0926\u0947\u0930\u0940 \u0939\u094b\u0917\u0940 \u0914\u0930 \u0928 \u0939\u0940 \u0906\u092a \u0928\u093f\u092f\u094b\u0915\u094d\u0924\u093e \u0914\u0930 EPFO \u0915\u0947 \u092c\u0940\u091a \u092b\u0901\u0938\u0947\u0902\u0917\u0947\u0964 \u091a\u093e\u0939\u0947 \u0906\u092a \u0930\u093f\u091f\u093e\u092f\u0930\u092e\u0947\u0902\u091f \u092a\u094d\u0932\u093e\u0928 \u0915\u0930 \u0930\u0939\u0947 \u0939\u094b\u0902, \u0915\u093f\u0938\u0940 \u091c\u093c\u0930\u0942\u0930\u0940 \u091c\u0930\u0942\u0930\u0924 \u092e\u0947\u0902 \u0939\u094b\u0902, \u092f\u093e \u092c\u0938 \u0905\u092a\u0928\u0940 \u092c\u091a\u0924 \u0915\u094b \u0938\u0939\u0940 \u0924\u0930\u0940\u0915\u0947 \u0938\u0947 \u0938\u0902\u092d\u093e\u0932\u0928\u093e \u091a\u093e\u0939\u0924\u0947 \u0939\u094b\u0902, \u092f\u0947 \u0928\u090f \u0928\u093f\u092f\u092e \u0906\u092a\u0915\u094b \u091c\u094d\u092f\u093e\u0926\u093e \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u0914\u0930 \u091c\u094d\u092f\u093e\u0926\u093e \u0915\u0902\u091f\u094d\u0930\u094b\u0932 \u0926\u0947\u0924\u0947 \u0939\u0948\u0902\u0964<\/p>\n\n\n\n<p>PF \u0906\u092a\u0915\u0940 \u0915\u092e\u093e\u0908 \u0939\u0948 \u0914\u0930 \u0906\u092a\u0915\u0940 \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u0939\u0948 \u0914\u0930 \u0905\u092c \u0915\u093e\u0928\u0942\u0928 \u092d\u0940 \u0907\u0938\u0947 \u092a\u0942\u0930\u0940 \u0924\u0930\u0939 \u092e\u093e\u0928\u0924\u093e \u0939\u0948\u0964<\/p>\n\n\n\n<p>\u092c\u0938 \u0905\u092a\u0928\u0940 \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u0905\u092a\u0921\u0947\u091f \u0930\u0916\u0947\u0902, \u0905\u092a\u0928\u0947 \u0905\u0927\u093f\u0915\u093e\u0930\u094b\u0902 \u0938\u0947 \u091c\u093e\u0917\u0930\u0942\u0915 \u0930\u0939\u0947\u0902 \u0914\u0930 PF \u0915\u094b \u0905\u092a\u0928\u0947 \u090f\u0915 \u092e\u091c\u092c\u0942\u0924 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u0939\u093e\u0930\u0947 \u0915\u0940 \u0924\u0930\u0939 \u0938\u092e\u091d\u0915\u0930 \u091a\u0932\u0947\u0902\u0964 \u0905\u0917\u0930 \u0915\u092d\u0940 \u0915\u094b\u0908 \u092a\u0930\u0947\u0936\u093e\u0928\u0940 \u0906\u090f, \u0924\u094b \u092f\u093e\u0926 \u0930\u0916\u0947\u0902\u2014\u0915\u093e\u0928\u0942\u0928 \u0906\u092a\u0915\u0947 \u0938\u093e\u0925 \u0939\u0948 \u0914\u0930 \u0938\u092e\u093e\u0927\u093e\u0928 \u0939\u092e\u0947\u0936\u093e \u0909\u092a\u0932\u092c\u094d\u0927 \u0939\u0948\u0964<\/p>\n\n\n\n<p>\u0915\u093f\u0938\u0940 \u092d\u0940 \u0915\u093e\u0928\u0942\u0928\u0940 \u0938\u0939\u093e\u092f\u0924\u093e \u0915\u0947 \u0932\u093f\u090f <a href=\"https:\/\/www.leadindia.law\/\"><strong>\u0932\u0940\u0921 \u0907\u0902\u0921\u093f\u092f\u093e<\/strong><\/a> \u0938\u0947 \u0938\u0902\u092a\u0930\u094d\u0915 \u0915\u0930\u0947\u0902\u0964 \u0939\u092e\u093e\u0930\u0947 \u092a\u093e\u0938 \u0932\u0940\u0917\u0932 \u090f\u0915\u094d\u0938\u092a\u0930\u094d\u091f \u0915\u0940 \u092a\u0942\u0930\u0940 \u091f\u0940\u092e \u0939\u0948, \u091c\u094b \u0906\u092a\u0915\u0940 \u0939\u0930 \u0938\u0902\u092d\u0935 \u0938\u0939\u093e\u092f\u0924\u093e \u0915\u0930\u0947\u0917\u0940\u0964<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">FAQs<\/h3>\n\n\n\n<h4 class=\"wp-block-heading\">1. 2025 \u092e\u0947\u0902 EPF \u0935\u093f\u0926\u0921\u094d\u0930\u0949\u0932 \u0915\u0947 \u0928\u090f \u0928\u093f\u092f\u092e \u0915\u094d\u092f\u093e \u0939\u0948\u0902?<\/h4>\n\n\n\n<p>\u0905\u092c PF \u0911\u0928\u0932\u093e\u0907\u0928 \u091c\u0932\u094d\u0926\u0940 \u092e\u093f\u0932\u0924\u093e \u0939\u0948, \u0906\u0927\u093e\u0930\u2013UAN \u0932\u093f\u0902\u0915 \u091c\u0930\u0942\u0930\u0940 \u0939\u0948, \u0914\u0930 KYC \u092a\u0942\u0930\u093e \u0939\u094b \u0924\u094b \u0928\u093f\u092f\u094b\u0915\u094d\u0924\u093e \u0915\u0940 \u092e\u0902\u091c\u0942\u0930\u0940 \u0928\u0939\u0940\u0902 \u091a\u093e\u0939\u093f\u090f\u0964<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">2. \u0915\u094d\u092f\u093e \u092e\u0948\u0902 2025 \u092e\u0947\u0902 \u092c\u093f\u0928\u093e \u0928\u093f\u092f\u094b\u0915\u094d\u0924\u093e \u092e\u0902\u091c\u0942\u0930\u0940 EPF \u0928\u093f\u0915\u093e\u0932 \u0938\u0915\u0924\u093e\/\u0938\u0915\u0924\u0940 \u0939\u0942\u0901?<\/h4>\n\n\n\n<p>\u0939\u093e\u0901, \u0905\u0917\u0930 \u0906\u092a\u0915\u093e KYC \u092a\u0942\u0930\u093e \u0939\u0948, \u0924\u094b \u0928\u093f\u092f\u094b\u0915\u094d\u0924\u093e \u0915\u0940 \u092e\u0902\u091c\u0942\u0930\u0940 \u092c\u093f\u0932\u094d\u0915\u0941\u0932 \u091c\u0930\u0942\u0930\u0940 \u0928\u0939\u0940\u0902\u0964<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">3. 2025 \u092e\u0947\u0902 EPF \u0928\u093f\u0915\u093e\u0932\u0928\u0947 \u092e\u0947\u0902 \u0915\u093f\u0924\u0928\u093e \u0938\u092e\u092f \u0932\u0917\u0924\u093e \u0939\u0948?<\/h4>\n\n\n\n<p>\u0938\u0939\u0940 KYC \u0939\u094b\u0928\u0947 \u092a\u0930 PF \u0906\u092e\u0924\u094c\u0930 \u092a\u0930 3\u20137 \u0915\u093e\u0930\u094d\u092f\u0926\u093f\u0935\u0938 \u092e\u0947\u0902 \u092e\u093f\u0932 \u091c\u093e\u0924\u093e \u0939\u0948\u0964<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">4. \u0915\u094d\u092f\u093e 2025 \u0915\u0947 \u0928\u093f\u092f\u092e\u094b\u0902 \u092e\u0947\u0902 EPF \u0935\u093f\u0926\u0921\u094d\u0930\u0949\u0932 \u092a\u0930 \u091f\u0948\u0915\u094d\u0938 \u0932\u0917\u0924\u093e \u0939\u0948?<\/h4>\n\n\n\n<p>5 \u0938\u093e\u0932 \u092c\u093e\u0926 PF \u0935\u093f\u0926\u0921\u094d\u0930\u0949\u0932 \u091f\u0948\u0915\u094d\u0938-\u092b\u094d\u0930\u0940 \u0939\u0948; 5 \u0938\u093e\u0932 \u0938\u0947 \u092a\u0939\u0932\u0947 TDS \u0932\u0917 \u0938\u0915\u0924\u093e \u0939\u0948\u0964<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">5. \u0905\u0917\u0930 \u092e\u0947\u0930\u093e EPF \u0926\u093e\u0935\u093e \u0930\u093f\u091c\u0947\u0915\u094d\u091f \u0939\u094b \u091c\u093e\u090f \u0924\u094b \u0915\u094d\u092f\u093e \u0915\u0930\u0942\u0901?<\/h4>\n\n\n\n<p>\u092a\u094b\u0930\u094d\u091f\u0932 \u092a\u0930 \u0926\u093f\u0916\u0940 \u0917\u0932\u0924\u0940 \u0938\u0941\u0927\u093e\u0930\u0947\u0902, KYC \u0905\u092a\u0921\u0947\u091f \u0915\u0930\u0947\u0902 \u0914\u0930 \u0926\u094b\u092c\u093e\u0930\u093e \u0906\u0935\u0947\u0926\u0928 \u0915\u0930\u0947\u0902, \u0905\u0928\u094d\u092f\u093e\u092f \u0939\u094b \u0924\u094b \u0936\u093f\u0915\u093e\u092f\u0924 \u0926\u0930\u094d\u091c \u0915\u0930\u0947\u0902\u0964<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u0939\u0930 \u092e\u0939\u0940\u0928\u0947 \u0906\u092a\u0915\u0940 \u0938\u0948\u0932\u0930\u0940 \u0915\u093e \u0925\u094b\u0921\u093c\u093e-\u0938\u093e \u0939\u093f\u0938\u094d\u0938\u093e \u0915\u093e\u091f\u0915\u0930 \u0906\u092a\u0915\u0947 EPF (\u090f\u092e\u094d\u092a\u094d\u0932\u093e\u0907\u091c \u092a\u094d\u0930\u094b\u0935\u093f\u0921\u0947\u0902\u091f \u092b\u0923\u094d\u0921) \u0916\u093e\u0924\u0947 \u092e\u0947\u0902 \u091c\u092e\u093e \u0915\u093f\u092f\u093e \u091c\u093e\u0924\u093e \u0939\u0948\u0964 \u0907\u0938\u0915\u093e \u092e\u0915\u0938\u0926 \u0939\u0948, \u0906\u092a\u0915\u0947 \u092d\u0935\u093f\u0937\u094d\u092f \u0915\u0947 \u0932\u093f\u090f \u090f\u0915 \u0938\u0941\u0930\u0915\u094d\u0937\u093f\u0924 \u0930\u093f\u091f\u093e\u092f\u0930\u092e\u0947\u0902\u091f \u092b\u0902\u0921 \u092c\u0928\u093e\u0928\u093e\u0964 \u0932\u0947\u0915\u093f\u0928 \u0915\u0908 \u092c\u093e\u0930 \u091c\u093f\u0902\u0926\u0917\u0940 \u092e\u0947\u0902 \u0910\u0938\u0940 \u091c\u093c\u0930\u0942\u0930\u0924\u0947\u0902 \u0906 \u091c\u093e\u0924\u0940 \u0939\u0948\u0902 \u091c\u092c \u0906\u092a\u0915\u094b PF \u0915\u0947 \u092a\u0948\u0938\u0947 \u092a\u0939\u0932\u0947 \u0928\u093f\u0915\u093e\u0932\u0928\u0947 \u092a\u0921\u093c\u0924\u0947 \u0939\u0948\u0902 \u091c\u0948\u0938\u0947 \u0907\u0932\u093e\u091c, \u0918\u0930 \u0916\u0930\u0940\u0926\u0928\u093e, \u092c\u0947\u0930\u094b\u091c\u093c\u0917\u093e\u0930\u0940, &hellip;<\/p>\n<p class=\"read-more\"> <a class=\"\" href=\"https:\/\/www.leadindia.law\/blog\/epf-withdrawal-rules-2025-know-the-new-supreme-court-guidelines-and-your-legal-rights\/\"> <span class=\"screen-reader-text\">EPF \u0935\u093f\u0926\u0921\u094d\u0930\u0949\u0932 \u0930\u0942\u0932\u094d\u0938 2025 &#8211; \u091c\u093e\u0928\u093f\u090f \u0938\u0941\u092a\u094d\u0930\u0940\u092e \u0915\u094b\u0930\u094d\u091f \u0915\u0947 \u0928\u090f \u0926\u093f\u0936\u093e-\u0928\u093f\u0930\u094d\u0926\u0947\u0936 \u0914\u0930 \u0906\u092a\u0915\u0947 \u0915\u093e\u0928\u0942\u0928\u0940 \u0905\u0927\u093f\u0915\u093e\u0930<\/span> Read More &raquo;<\/a><\/p>\n","protected":false},"author":4,"featured_media":6307,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[5],"tags":[3850,3851,3849,3853,3848,3730,3854,3852],"class_list":{"0":"post-6306","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","6":"hentry","7":"category-law-and-section","8":"tag-epf-----","9":"tag-epf----","10":"tag-epf---","12":"tag-epf---2025","13":"tag-leadindia","14":"tag-pf---","15":"tag-3852"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>EPF \u0935\u093f\u0926\u0921\u094d\u0930\u0949\u0932 \u0930\u0942\u0932\u094d\u0938 2025 - \u091c\u093e\u0928\u093f\u090f \u0938\u0941\u092a\u094d\u0930\u0940\u092e \u0915\u094b\u0930\u094d\u091f \u0915\u0947 \u0928\u090f \u0926\u093f\u0936\u093e-\u0928\u093f\u0930\u094d\u0926\u0947\u0936 \u0914\u0930 \u0906\u092a\u0915\u0947 \u0915\u093e\u0928\u0942\u0928\u0940 \u0905\u0927\u093f\u0915\u093e\u0930<\/title>\n<meta name=\"description\" content=\"EPF \u0935\u093f\u0926\u0921\u094d\u0930\u0949\u0932 \u0930\u0942\u0932\u094d\u0938 2025 \u091c\u093e\u0928\u0947\u0902\u0964 \u0938\u0941\u092a\u094d\u0930\u0940\u092e \u0915\u094b\u0930\u094d\u091f \u0915\u0947 \u0928\u090f \u0926\u093f\u0936\u093e-\u0928\u093f\u0930\u094d\u0926\u0947\u0936, EPF \u0928\u093f\u0915\u093e\u0932\u0928\u0947 \u0915\u0940 \u0938\u0939\u0940 \u092a\u094d\u0930\u0915\u094d\u0930\u093f\u092f\u093e, KYC \u0928\u093f\u092f\u092e, \u0930\u093f\u091c\u0947\u0915\u094d\u0936\u0928 \u0915\u0947 \u0915\u093e\u0930\u0923\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.leadindia.law\/blog\/epf-withdrawal-rules-2025-know-the-new-supreme-court-guidelines-and-your-legal-rights\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"EPF \u0935\u093f\u0926\u0921\u094d\u0930\u0949\u0932 \u0930\u0942\u0932\u094d\u0938 2025 - \u091c\u093e\u0928\u093f\u090f \u0938\u0941\u092a\u094d\u0930\u0940\u092e \u0915\u094b\u0930\u094d\u091f \u0915\u0947 \u0928\u090f \u0926\u093f\u0936\u093e-\u0928\u093f\u0930\u094d\u0926\u0947\u0936 \u0914\u0930 \u0906\u092a\u0915\u0947 \u0915\u093e\u0928\u0942\u0928\u0940 \u0905\u0927\u093f\u0915\u093e\u0930\" \/>\n<meta property=\"og:description\" content=\"EPF \u0935\u093f\u0926\u0921\u094d\u0930\u0949\u0932 \u0930\u0942\u0932\u094d\u0938 2025 \u091c\u093e\u0928\u0947\u0902\u0964 \u0938\u0941\u092a\u094d\u0930\u0940\u092e \u0915\u094b\u0930\u094d\u091f \u0915\u0947 \u0928\u090f \u0926\u093f\u0936\u093e-\u0928\u093f\u0930\u094d\u0926\u0947\u0936, EPF \u0928\u093f\u0915\u093e\u0932\u0928\u0947 \u0915\u0940 \u0938\u0939\u0940 \u092a\u094d\u0930\u0915\u094d\u0930\u093f\u092f\u093e, KYC \u0928\u093f\u092f\u092e, \u0930\u093f\u091c\u0947\u0915\u094d\u0936\u0928 \u0915\u0947 \u0915\u093e\u0930\u0923\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.leadindia.law\/blog\/epf-withdrawal-rules-2025-know-the-new-supreme-court-guidelines-and-your-legal-rights\/\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/leadindialaw\" \/>\n<meta property=\"article:published_time\" content=\"2025-11-22T06:14:55+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-11-22T06:14:57+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.leadindia.law\/blog\/wp-content\/uploads\/2025\/11\/EPF-Withdrawal-Rules-2025-\u2013-Know-the-new-Supreme-Court-guidelines-and-your-legal-rights.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"2000\" \/>\n\t<meta property=\"og:image:height\" content=\"800\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Adv. Vidhi Saini\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@leadindialaw\" \/>\n<meta name=\"twitter:site\" content=\"@leadindialaw\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Adv. Vidhi Saini\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.leadindia.law\/blog\/epf-withdrawal-rules-2025-know-the-new-supreme-court-guidelines-and-your-legal-rights\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.leadindia.law\/blog\/epf-withdrawal-rules-2025-know-the-new-supreme-court-guidelines-and-your-legal-rights\/\"},\"author\":{\"name\":\"Adv. 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