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I had given a signed blank cheque as security to an overseas education consultancy on behalf of my wife. The consultancy presented the cheque, which got dishonoured. Due to continuous harassment by the consultancy agent, my wife’s education has also been terminated. The consultancy has now sent a legal notice regarding the cheque.
If the cheque was given only as security and not for payment, you can legally challenge the cheque bounce case. Send a written reply to the legal notice within 15 days stating misuse of the cheque. Keep all proof and consult a lawyer to defend the case and take action against harassment. For further legal assistance contact us on our helpline number.