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Sir, I received two cheques from a man as repayment for a ₹10 lakh loan—each cheque for ₹5 lakh. Both cheques bounced, one from Salempur bank and the other from Baitalpur bank. Since both banks fall under different police station areas but are in the same district (Deoria), can I file a complaint for both cheques at the same police station?
Cheque bounce is a court matter under Section 138 NI Act. You must first send a legal notice within 30 days of dishonour. If no payment is made in 15 days, file a complaint in court. If both cheques were deposited in the same bank branch, one complaint is enough; otherwise, separate complaints are needed. For further legal assistance contact us on our helpline number.