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Hi Sir/Madam, I have a personal loan of 25 lakhs and I am unable to pay the EMIs. I took it for a medical emergency. I need your support for settlement. Is there any way to resolve this issue?
Contact the bank’s recovery department to negotiate a settlement. You can request a reduced payoff amount or restructuring. If the bank refuses, consult a debt recovery lawyer for legal advice and representation. Avoid defaulting to protect your credit score. For further legal assistance contact us on our helpline number.