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I took a loan from a UAE bank and paid 20 out of 47 EMIs on time until January 2025. However, I lost my job and was unable to find another one. Fearing a travel ban, I returned to India and informed the bank about my situation, requesting more time to repay the loan. The bank is refusing to provide an extension and is threatening to initiate legal action against me. I am willing to repay the loan but need more time. What options do I have?
If the bank refuses more time to repay, try negotiating a new repayment plan or settlement. You may also consult an expert lawyer for guidance on possible legal actions or debt recovery processes. For further legal assistance contact us on our helpline number.