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I have taken a Digital OD (Overdraft Limit) from Kotak Bank, and they are forcing me to pay the loan at once. They are not offering an EMI option and have sent me a legal notice under Sections 406, 506, and 420. What are my options? Should I directly speak to the advocate who sent me the legal notice?
You should contact a lawyer to respond to the legal notice from Kotak Bank. It is important to understand the charges against you, and whether you can negotiate for an EMI option. A lawyer will help you defend against the criminal charges and negotiate a settlement or repayment plan. For further legal assistance contact us on our helpline number.