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In January 2023, I was contacted by Bajaj Finance regarding an overdue loan payment that I was unaware of. Upon investigation, I found that someone fraudulently obtained a 6 lakh loan in my name by opening a fictitious account at HDFC Bank. Despite my efforts, local authorities have refused to file an FIR due to my non-resident status. Currently, my mother in Delhi is being harassed by Bajaj Finance for this loan. What legal action can I take to resolve this?
Fraudulent loans taken in your name without your knowledge are serious. Despite challenges due to your non-resident status, you should file a First Information Report (FIR) with the police. Consult legal experts in India to assist with the process and protect your interests. For further legal assistance contact us on our helpline number.