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Hi, due to job loss during the lockdown, I couldn't pay my credit card bill. I used 70,000, and now the total outstanding is 1,10,000. Today, I received a legal notice from the civil court. What should I do?
If you have received a legal notice for unpaid credit card debt, immediately contact the credit card company to negotiate repayment terms or a settlement. If necessary, consult a lawyer to understand your options and avoid legal consequences. A debt settlement or payment plan may help resolve the issue. For further legal assistance contact us on our helpline number.