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I have an outstanding debt of 13 lac from a credit card and a personal loan, and my financial condition is very tight. I am not able to pay the EMIs. What should I do?
You can contact your bank to negotiate a settlement or restructuring of your loan. You can also apply for debt restructuring or file for insolvency if necessary. It is advised to consult an expert financial lawyer to understand your options and avoid legal action like recovery suits. For further legal assistance contact us on our helpline number.