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Sir, I had borrowed money from a friend’s credit card with his permission. Later, I couldn't pay the due amount. One day, a credit card executive came to his house for collection, and I paid them a significant amount, including penalty charges. One day, my friend’s mother came to my house and took my bike, saying she would return it only after the payment was cleared and the card was unblocked. I agreed and paid the amount. However, now the card is blocked permanently, and they are not giving my bike back. What is the solution in this case, sir?
The action taken by your friend’s mother may be considered unlawful, especially if you have already made the payment. You can file a police complaint for illegal seizure of your property (bike). Additionally, you can approach the consumer court for unfair treatment by the credit card company. For further legal assistance contact us on our helpline number.