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I am currently living in a PG in Shakarpur, Delhi. I have a passport, but no visa, as it is not required for Nepali citizens under the 1950 Treaty. It is identity proof, not address proof. What can I do to open a bank account in India? Many bank staff are not aware of the 1950 Treaty and face issues with my identity verification. I also do not have a registered or notarized rent agreement for address proof. Even if I arrange one, banks are still hesitant to open an account for Nepali citizens. What should I do in this situation?
As a Nepali citizen, you can open a bank account in India even without a visa. Your passport is valid ID proof, and for address proof, you can give a simple rent agreement or a self-declaration of your PG address, which RBI allows. If the bank refuses, ask for a Small Account or escalate to the Branch Manager or RBI. For further legal assistance contact us on our helpline number.