Who is the legal heir of a fixed deposit?

If the FD account has more than one holder, the surviving holder(s) will receive the remaining balance and accumulated interest in the event of the account holder(s)'s death. In the event that every account holder passes away, the nominee will get the money. Therefore, as you are the second holder of the FD account, it is possible for you to claim the amount. For further legal assistance contact us on our helpline number.