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I want to buy a house in Kolkata under the Rajpur Sonarpur Municipality. The seller's asking price is Rs. 75 lakhs. It is a 2-storied house with 2 khatas of land, the ground floor being 25 years old and the first floor 18 years old. How much bank loan can I get to buy this property? What are the necessary documents required for a bank loan?
To buy the property you must ensure that the seller has clear title and all necessary approvals like sale deed, Khata, NOC, etc. Check for any legal disputes or encumbrances. For a bank loan, submit identity, income, and property documents (including property title and valuation). It is advised to consult an expert lawyer who will assist you in avoiding future issues. For further legal assistance contact us on our helpline number.