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Hi, I bought a flat (ground floor) 20 years ago. Now, as I am about to resell the property, I found out that the flat is not on the blueprint that the builder provided back then. However, I have completed CIDCO registration and paid all property and other taxes, just like others. I have electricity and water bills, and have never faced any problems until now. Will this be an issue for the bank to provide a loan? The other flats above me were bought with loans by different people, so I assume the land deed/title and other documents are clear. Will I get a flat during redevelopment, and will the bank provide a loan for this? If not, what should I do?
Sir, you should consult an expert property lawyer to resolve the blueprint discrepancy and ensure your CIDCO registration, land deed, and other documents are valid. You can also approach the bank with all documentation they may require legal validation for loan approval. It is advised to consult an expert lawyer for more clarity. For further legal assistance contact us on our helpline number.