How to settle unsecure loans?
How can I settle my unsecured loan and credit card debt legally?
1 Answer
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Advocate By LEAD INDIA
Answered: 07 Jul 2026
If you are unable to repay your unsecured loan or credit card dues, first approach the bank or lender and request a One-Time Settlement (OTS) or loan restructuring. Ensure that any settlement is documented in writing. If recovery agents use illegal or harassing methods, you may file a complaint with the appropriate authority and seek legal protection. For further legal assistance contact us on our helpline number.
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