What to do if wrongly made a loan guarantor?

He used a photocopy of my Voter ID and Aadhaar card without my knowledge and made me a guarantor for a vehicle loan from Tata Finance. I did not sign any paperwork, and he is neither my friend nor a relative. Can I take legal action against Tata Finance for their negligence and get the guarantor status removed in court?

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Advocate By LEAD INDIA Answered: 09 May 2025

You can file a police complaint for misuse of your ID proof and approach the consumer court or civil court to challenge the guarantor status. Since you didn't sign any papers, it's a case of fraud, and Tata Finance may be held responsible for negligence in verifying your consent. For further legal assistance contact us on our helpline number. 

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