What can I do if my deceased father's car seized by bank?
Sir, mere papa ne Kotak bank se car loan li thi, 2020 me 5 year ke liye or 2023 me mere father ki death ho gyi hai, ab bank me total 430000 due hai, with interest or February 2023 se Emi bounce hai, or aaj bank ne car cease kr di hai, bank ko 2 lakh dene ko ready hu par vo car vapas nhi de rhe hai, bol rhe hai ki 473000 with interest and penalty bharne par hi car milegi vapas to me vapas car kese lu bank se.
To recover the car, a formal legal notice that expresses your willingness to pay ₹2 lakh and sends back the vehicle needs to be sent to Kotak Bank. The notice must declare the amount due and shall require a resolution within 15 days. Even after all this if the bank doesn't respond, then you can file a complaint in the consumer court for deficiency in service and express how there is a refusal to return the car when you offered to take it back. You may want to consult a lawyer for further guidance.
यदि बैंक आपकी बात नहीं मानता है, तो आप कानूनी कार्रवाई शुरू कर सकते हैं। आप बैंक के खिलाफ एक मुकदमा दायर कर सकते हैं और बकाया राशि को कम करने या कार को वापस लेने के लिए एक आदेश प्राप्त करने का अनुरोध कर सकते हैं। आगे की किसी भी जानकारी के लिए हमसे संपर्क करें।
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