What should I do if people threaten me with arrest?

I have taken loans from family and friends for business and the stock market. Due to some issues, I am unable to repay them at the moment and need time. Some people are threatening to file police complaints and have me arrested. There is already a cheating case filed against me, and I have taken anticipatory bail. Some people are closely connected with the police, and they are threatening to file a PD Act against me. I don’t want to cheat anyone but need time to repay the amounts. What should I do?

2 Answers
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A M Iktear Uddin (Anik)
Advocate A M Iktear Uddin (anik) Answered: 15 Jun 2026

Dear Client, Inability to repay a loan due to genuine business losses is generally a civil matter and does not amount to cheating under Section 420 IPC unless there was dishonest intention from the beginning. Since you have anticipatory bail, strictly comply with all bail conditions and cooperate with the investigation. Communicate with creditors in writing, acknowledge the dues, and propose a realistic repayment plan with clear timelines to demonstrate your bona fide intent. Threats of preventive detention laws generally require specific legal grounds and can be challenged before the High Court if misused. Given multiple pending matters, consult an experienced criminal lawyer promptly to develop a coordinated legal strategy. For further assistance, contact Prime Legal.

Admin
Advocate By LEAD INDIA Answered: 21 Feb 2025

You can negotiate with creditors to buy time for repayment. If they threaten legal action, you can request an extension of the repayment period. Since you have obtained anticipatory bail, you are protected from arrest. However, if they file complaints, take legal advice to defend yourself. If necessary, consult a lawyer to prevent the imposition of the PD Act and protect your financial interests. For further legal assistance contact us on our helpline number.
 

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