How can I recover money lent with PhonePe transaction evidence?

If I lent money to someone 3 years ago, and he became unreachable without returning the money, with no way to contact him, and I only have chat and transaction history in the PhonePe app as evidence, how can I get my money back?

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Advocate By LEAD INDIA Answered: 13 Dec 2024

Sir, firstly you should gather transaction history and chat records as evidence. You should send a legal notice demanding repayment and if the borrower doesn not respond to it then you may consider filing a civil suit for recovery. It is advised to consult an expert lawyer to explore further options, including police complaints or Debt Recovery Tribunal involvement. For further legal assistance contact us on our helpline number.
 

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