How do I recover unpaid personal loan from a friend?
I took a ₹2 lakh loan on behalf of a friend. She paid EMIs for 13 months, then stopped, saying someone else owes her money. I clarified it was her responsibility, but she refuses to repay ₹80,000. I have WhatsApp chats and GPay records. How can I recover my money?
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Advocate By LEAD INDIA
Answered: 02 Jun 2025
Send a legal notice first. If she still does not pay, file a civil suit for recovery. Your WhatsApp messages and GPay records are valid proof in court. Even if there’s no formal agreement, courts consider digital evidence for personal loans given in good faith. For further legal assistance contact us on our helpline number.
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