What legal action can I take for fraud loan in my name?

In January 2023, I was contacted by Bajaj Finance regarding an overdue loan payment that I was unaware of. Upon investigation, I found that someone fraudulently obtained a 6 lakh loan in my name by opening a fictitious account at HDFC Bank. Despite my efforts, local authorities have refused to file an FIR due to my non-resident status. Currently, my mother in Delhi is being harassed by Bajaj Finance for this loan. What legal action can I take to resolve this?

1 Answer
Only verified advocates can give an answer Sign In
Admin
Advocate By LEAD INDIA Answered: 12 Mar 2025

Fraudulent loans taken in your name without your knowledge are serious. Despite challenges due to your non-resident status, you should file a First Information Report (FIR) with the police. Consult legal experts in India to assist with the process and protect your interests. For further legal assistance contact us on our helpline number.
 

24x7 Help

If we fall short of your expectation in any way, let us know

Payment Trust

All refunds come with no questions asked guarantee

Talk to Lawyer

Talk Now