How can I legally recover my money?

Two years ago, I gave ₹1 lakh to my friend, through Paytm and PhonePe. He assured me that he would return the money within 2–3 months. However, after that period, when I asked for my money back, he stopped responding to my calls and messages. What legal action can I take against him now? Please guide me.

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Advocate By LEAD INDIA Answered: 18 Jul 2025

If your friend is not responding to your calls and messages then you firstly you should send legal notice asking him to return ₹1 lakh. If he did not rpond to the legal notice, then you can take legal action by filing a civil suit for money recovery in court of law. You shoul keep all the required evidences safe. It is advised to consult an expert lawyer who will assist you with the best course of action. For further legal assistance contact us on our helpline number. 

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