What should I do if my loan cheque bounces and blackmail occurs?
In 2017, I took a loan of ₹1,00,000 from my friend for business purposes, for which I gave a cheque as security. The business suffered heavy losses during the COVID-19 phase, but I still repaid ₹62,000 in parts. The business closed down, but my friend presented the cheque at the bank, which bounced, leading to a case under Section 138 of the NI Act. In 2021, he started blackmailing me on WhatsApp with private pictures, threatening to share them in my office if I don’t pay. While I am attending court for Section 138 NI, I also want to pursue a civil case for blackmail and prevent the circulation of my private pictures. I seek advice on the legal draft to be submitted at the police station and to file a case in court.
You can file a civil case for blackmail and defamation under Section 500 and 506 of the IPC for threatening to share your private pictures. Draft a complaint at the police station, detailing the WhatsApp threats and requesting investigation. Simultaneously, you can pursue a Section 138 case for the cheque bounce. Seek legal assistance to represent your case. For further legal assistance contact us on our helpline number.
Related Questions
24x7 Help
If we fall short of your expectation in any way, let us know
Payment Trust
All refunds come with no questions asked guarantee