How can victims recover money from banking frauds?

My bank account was allegedly used fraudulently through a third-party application, resulting in an unauthorized debit of ₹9,000. Out of this amount, ₹8,000 was transferred to an account in Andhra Pradesh and ₹1,000 to an account in Navi Mumbai. What legal steps should I take to recover the amount and protect my interests?

3 Answers
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A M Iktear Uddin (Anik)
Advocate A M Iktear Uddin (anik) Answered: 18 Jun 2026

Dear Client, If your bank account was fraudulently debited, immediately inform your bank, request that the disputed transactions be blocked, and seek an investigation. Report the incident through the National Cyber Crime Reporting Portal (www.cybercrime.gov.in) or by calling 1930. File an FIR or cybercrime complaint with supporting documents such as bank statements, screenshots, and transaction details. Under RBI guidelines, customers may be protected against unauthorized electronic transactions if reported promptly. If the bank fails to resolve the issue, you may escalate the matter to the RBI Integrated Ombudsman. For assistance, contact Prime Legal.

Ayantika Mondal
Advocate Ayantika Mondal Answered: 15 Jun 2026

Dear Client, please report this to your bank as soon as possible and make a note of the complaint number. Also report this transaction to the Cyber Crime Helpline and to the National Cyber Crime Portal. Make sure to have all details regarding bank statements, transaction information, relevant screenshots, etc. Please report it as quickly as possible for better tracking of your funds. Feel free to reach out for further help, Thank you.

Admin
Advocate By LEAD INDIA Answered: 15 Jun 2026

Immediately report the unauthorized transaction to your bank and request that the disputed amount be frozen or investigated. File a complaint through the National Cyber Crime Portal and lodge a police complaint if necessary. Preserve transaction details, messages, and account statements. Prompt reporting improves the chances of tracing the funds and obtaining relief. For further legal assistance contact us on our helpline number.

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